{"product_id":"2940011943065","title":"Debt Credit Repair 750","description":"We are a country in debt. Not only is our government in debt, but we, as Americans, are in debt ourselves, and the problem is just getting worse! Recent  studies have shown that ninety percent of Americans have at least one credit  card – and they are using that card – A LOT! \u003cbr\u003e\u003cbr\u003eThe average family carries a balance of between $7,000 and $10,000 on all their credit cards. Over $1,000 per family goes on interest every year. And that’s just  the average – some people owe much more!  \u003cbr\u003e\u003cbr\u003eOverall, Americans spend over $1 trillion every year on their credit cards, and  owe more than $500 billion of it. If debt continues at the current rate, then one family in a hundred will be forced into bankruptcy. \u003cbr\u003e\u003cbr\u003eOver 90% of Americans’ disposable incomes are spent paying back debts. When you add credit card debt to the regular bills we have to pay each month,  which can tax anyone’s budget. As a result, some bills go unpaid and others are paid late. \u003cbr\u003e\u003cbr\u003eBoth of these instances can damage your credit sometimes so much that you  think there’s no way you’ll ever be able to get out of debt and get credit for  something important like a home or a car. \u003cbr\u003e\u003cbr\u003eThe truth is that you can get out of debt and repair your credit nearly to what it  was before you had credit problems.  It takes some time and a little work on your  part, but it IS possible. Loan approvals and such depend on your credit score.  \u003cbr\u003e\u003cbr\u003eThat number is what  determines if you can get credit, what your interest rate will be, and how much  money potential lenders will give you.  A good median score is 750, but the  higher your score is, the more financially sound you are.","brand":"M\u0026M Pubs","offers":[{"title":"Default Title","offer_id":47078561677552,"sku":"2940011943065","price":1.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940011943065_p0.jpg?v=1763551701","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940011943065","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}