{"product_id":"2940012340467","title":"Guide To Buying Life Insurance (2011)","description":"“Is It Too Late For You?” \u003cbr\u003e\u003cbr\u003eA steady drizzle falls on the somber gathering.  The widow rises and places a single yellow rose on the casket signaling the guests to begin their final goodbyes.  Flanked by her nine year old son and five year old daughter she nods and murmurs a quiet ‘thank you’ to all of well wishers.\u003cbr\u003e\u003cbr\u003eShe isn’t hearing their words, however, because in the back of her mind amplified by the grief she wonders, “What will happen now?”\u003cbr\u003e\u003cbr\u003eIt was a mutual decision made over ten years ago.  She and Tom both wanted her to stay home and raise their children.  No babysitters or latchkey kids for them!\u003cbr\u003e\u003cbr\u003eOf course, it did place a tremendous burden on their finances.  They cut corners and did without some of the luxuries their friends took for granted.  They were young and had plenty of time to think about life insurance, right?\u003cbr\u003e\u003cbr\u003eTom did have a small life insurance policy from his work, but as she did the mental computations she determined that once this funeral was paid for it wasn’t going to leave them with much more than a month or two of income.  \u003cbr\u003e\u003cbr\u003eThere was that money in the college funds for the kids, perhaps that would help them get by until she could sharpen up her skills and see what kind of work she could find.  Ten years ago, however, she was just graduated from college and had never really entered the job market.\u003cbr\u003e\u003cbr\u003eThe house would have to go.  There is no way she could afford the payments without his income.   And, how could she possibly handle the credit card debt on her own when it had been a struggle to make the payments every month?  What about the staggering medical bills?  How is she going to cover that?\u003cbr\u003e\u003cbr\u003e************************\u003cbr\u003e\u003cbr\u003eWhile our story is fiction, the reality is that this is a scene that is played out around the globe every single day.  This is one more case of having to face reality.  Don’t think it relates only to the husbands and fathers.  It happens to wives and mothers as well.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eAre you anything like our fictional family?  Are you taking a gamble and hoping you can beat the odds?\u003cbr\u003e\u003cbr\u003eWhat can you do?\u003cbr\u003e\u003cbr\u003eThe first thing you need to do is realize that you MUST have life insurance coverage of some kind, even if only to cover the catastrophic expenses like our fictional family.\u003cbr\u003e\u003cbr\u003eNext, you need to get informed!  Most insurance plans are so unwieldy and filled with “legalease” that they make it almost impossible to understand.\u003cbr\u003e\u003cbr\u003eThat’s where “Guide to Buying Life Insurance” comes in.  This guide is not just another “directory” of insurance providers who are advertising their products.   This is not information from an insurance sales person!  \u003cbr\u003e\u003cbr\u003eWritten in plain English!\u003cbr\u003e\u003cbr\u003eThat’s correct!  We have prepared your “Guide to Buying Life Insurance” so that anyone can understand the terminology without a law degree.\u003cbr\u003e\u003cbr\u003eTake a look at what you will learn:\u003cbr\u003e\u003cbr\u003e* What are the different types of life insurance\u003cbr\u003e* Who needs life insurance\u003cbr\u003e* What is term life insurance and what types are there\u003cbr\u003e* What are annuities and how do they work\u003cbr\u003e* What are provisions and exclusions\u003cbr\u003e* What is a rider\u003cbr\u003e* How are premiums determined\u003cbr\u003e* What are dividends\u003cbr\u003e* What is underwriting\u003cbr\u003e\u003cbr\u003eAnswers to these and many other questions are right at your fingertips.\u003cbr\u003e\u003cbr\u003eDownload “Guide to Buying Life Insurance” Now!","brand":"Michelle Tason","offers":[{"title":"Default Title","offer_id":47068482732272,"sku":"2940012340467","price":2.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940012340467_p0.jpg?v=1763567706","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940012340467","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}