{"product_id":"2940012423726","title":"Legally Repair Your Credit Score: 101 Essential Tips","description":"People have plenty of misconceptions about their credit scores. One of the biggest\u003cbr\u003emisconceptions is credit scores don’t matter. That’s simply not true. Your credit score is your ticket to many of the things you want: lenders look at your credit score if you want to purchase big ticket items like a home or a car. If you have a good credit score, you’ll enjoy lower interest rates and better loan terms. If you have a poor credit score, you’re going to suffer with higher interest rates and more restrictive loan terms. You may even have trouble leasing an apartment, opening a credit card account, and so on.\u003cbr\u003e\u003cbr\u003eAnother dangerous misconception held by some is not everyone has a credit score. If\u003cbr\u003eyou have a bank account, and you have bills, you have a credit score. Some use the\u003cbr\u003eterm credit score, while others call it a FICO score, a credit rating, credit risk rating, a FICO rating, or a credit risk score.","brand":"Nook Ebook","offers":[{"title":"Default Title","offer_id":47165658300656,"sku":"2940012423726","price":2.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940012423726_p0.jpg?v=1763568784","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940012423726","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}