{"product_id":"2940012678829","title":"Your Expert Debt Help To Lower Debt: Learn How To Use A Debt Settlement Program To Help You Negotiate Debt With Creditors And Reduce Debt For Up To Half The Total Amount So You Can Pay Off Debts Easily","description":"The total consumer debt in the United States has ballooned to over two trillion dollars, that’s a full 100% greater than it was just a decade ago.  Overwhelmed with solving the problem of too much debt, more people need professional debt relief services to help them make sound decisions.  \u003cbr\u003e\u003cbr\u003eThe most well-known form of debt relief is debt consolidation. But debt consolidation isn’t the only option available to those in debt crisis.  Another option gaining rapid popularity is debt settlement.\u003cbr\u003e\u003cbr\u003eDebt settlement, or also known as debt negotiation, is a process of contacting your creditors and negotiating a lump sum to payoff you debts. It is a drastic solution to an adverse debt problem but if you weigh things out correctly it can be the most economical solution for you. \u003cbr\u003e\u003cbr\u003eReputable companies can negotiate with your creditors, often reducing your debt for 10% up to 50%. They can also help you rebuild your credit score by reducing debt and getting a handle on your monthly payments.\u003cbr\u003e\u003cbr\u003eBut like with all mushrooming industries, there are a number of scams and ineffectiveness in many debt settlement services.  As a result, it is important that consumers considering debt settlement know what to look for and watch out for.\u003cbr\u003e\u003cbr\u003eThis book will help you with the basic facts on debt settlement. This includes information on how debt settlement programs work, how to choose reputable companies and how you can do debt negotiation yourself. With the information in this book, you will know how to use this very useful service to lower your debt for up to half and to pay off your creditors on terms affordable to you.","brand":"Leon J. Hendren","offers":[{"title":"Default Title","offer_id":47147435917552,"sku":"2940012678829","price":3.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940012678829_p0.jpg?v=1763571724","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940012678829","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}