{"product_id":"2940013039865","title":"The Thrifty Cash Method - How to Save and Come Up with Money in Desperate Times","description":"It happens to most all of us!\u003cbr\u003e\u003cbr\u003eUsually at least once in every person's life comes a time when the need is great and the resources are few.\u003cbr\u003e\u003cbr\u003eAll of a sudden and without warning, your roof begins to leak! Your hot water heater shuts down and your computer goes up in smoke, the clutch needs to be replaced in \u003cbr\u003e\u003cbr\u003eyour car and your son decides to have his wedding on the Isle of Oahu - all of this within the same week!\u003cbr\u003e\u003cbr\u003eAs you sit, stunned and you ponder an exit strategy you receive a friendly letter from the IRS explaining that you miscalculated your taxes in 2008, and they now own \u003cbr\u003e\u003cbr\u003eyour house.\u003cbr\u003e\u003cbr\u003eAt times like this, you need a plan of action. Some useful cost-saving tips and income generating ideas just to make sure you can sleep at night.\u003cbr\u003e\u003cbr\u003eDo you need to know how to curb bad spending habits and start saving emergency funds? And quick?\u003cbr\u003e\u003cbr\u003eThe truth is, many people find themselves in your position throughout their lives. And it doesn't have to do with how much money you make.\u003cbr\u003e\u003cbr\u003eIn fact, a recent study found that middle class workers often had the least cash on hand of any other group. Even of those in the lowest income groups!\u003cbr\u003e\u003cbr\u003eOnce you realize that your lifestyle often decides how desperate you are for cash, it can be the awakening that teaches you to change your habits.\u003cbr\u003e\u003cbr\u003eThe best time to start changing your financial habits for the better is when you are faced with a lack-of-cash emergency. Suddenly your faced with the fact that \u003cbr\u003e\u003cbr\u003esomething needs to change if you are ever going to be financially free.","brand":"Josh Fillmore","offers":[{"title":"Default Title","offer_id":47182657552624,"sku":"2940013039865","price":3.97,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940013039865_p0.jpg?v=1763575931","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940013039865","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}