{"product_id":"2940013303973","title":"Debt-Free For Life: A Time-Tested, Simple \u0026 Holistic System That Anyone Can Do in One Hour To Get Rid of Debt Forever \u0026 Save Thousands in Interests","description":"\"Learn How You Can End the Fear and Worry Created by Bad Credit and Debt Collectors...Get Out of Debt Quickly and Easily, Right Now!\"\u003cbr\u003e\u003cbr\u003eDo you need help eliminating the bad credit on your credit card or other debt?  Are you constantly tired of being humiliated caused by bad debt or credit?  Do you need a SIMPLE, FAST, yet EFFECTIVE system to get out of debt? If commercials, radio ads or billboards are leaving you a bit jumpy, you need help!\u003cbr\u003e\u003cbr\u003eIf you're wondering who you should call or ask for advice, look no further...The \"Debt-Free For Life\" is written specifically for you.\u003cbr\u003e\u003cbr\u003eThe Biggest Myths When it Comes to Debt \u0026amp; Bad Credit!\u003cbr\u003e\u003cbr\u003eThere's a lot of misinformation floating around when it comes to debt management and credit reporting...Here are the top 3 Myths when it comes to debt management...\u003cbr\u003e\u003cbr\u003eMyth #1 - Paying a debt will remove it directly from your credit report.\u003cbr\u003eLate payments, tax liens and collections will usually stay on your credit report for the next seven years!  And this will lower your credit score\u003cbr\u003e\u003cbr\u003eMyth #2 - Canceling credit cards will improve your credit score.\u003cbr\u003eWrong! If you cancel or close a credit card you had for a long time, you're effectively shortening your credit history...It's better to keep your card with an amount of zero to raise your score.\u003cbr\u003e\u003cbr\u003eMyth #3 - Paying for cash will help increase your credit score.\u003cbr\u003ePaying cash is a great way to stay out of debt, but it can hurt your overall credit score.  Your score is determined by your credit history, which means having and using credit could be good...if you can control it.\u003cbr\u003e\u003cbr\u003eHere's How You Can Get Out of Bad Debt and Have a Debt-Free Lifestyle Starting Today!\u003cbr\u003e\u003cbr\u003e\"Debt-Free For Life\" that gives you a step-by-step system to get out of bad debt.  It is so simple that anyone can implement it in under an hour. Don't be fooled by other books that filled with hundreds of pages of fluff. The truth is, it is SIMPLE \u0026amp; EASY to get rid of debt. All you need is the know-how.\u003cbr\u003e\u003cbr\u003eHere are just a few things you will discover in this book:\u003cbr\u003e\u003cbr\u003e    - What exactly is bad debt or credit and why people get into bad debt.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - Steps to avoiding credit card debt, the most common and serious case of debt accumulation.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - How to check and choose the best credit interest rate...What to ask and clarify before choosing your credit card with the lowest rates.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - Step by step guide to getting rid of your debt in complete detail.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - Debt reduction plan to help you pay off all your debts soon than paying only the minimums.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - What is interest and how to use the lowest interest rates to your advantage.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - Summarizing your debts is very important - it will show you real life examples of how to summarize your debts correctly and create a formula to pay them all off.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - Learn the secret to repaying debts quickly and still save on interest charges...And once that debt is paid off, you can use the secret to pay off the rest of your debt.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - Whether your a student, a stay-at-home mother, or working a nine-to-five job, it breaks down step by step how to become debt-free.\u003cbr\u003e     \u003cbr\u003e\u003cbr\u003e    - And Much Much More!","brand":"Enlightened Publishing","offers":[{"title":"Default Title","offer_id":47082563272944,"sku":"2940013303973","price":4.97,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940013303973_p0.jpg?v=1763579140","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940013303973","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}