{"product_id":"2940013954717","title":"How To Get That Car With Little Or No Credit","description":"Table of Contents\u003cbr\u003eIntroduction\u003cbr\u003eStep 1: Where to Find The Vehicle of Your Choice\u003cbr\u003eStep 2: Making the Initial Contact (Common Questions and Answers)\u003cbr\u003eStep 3: The Face to Face Presentation\u003cbr\u003eStep 4: Closing the Deal\u003cbr\u003eStep 5: Paperwork and Insurance\u003cbr\u003eDefinitions 17\u003cbr\u003eSuggested \"Assignment Agreement\"\u003cbr\u003eTelephone Information Sheet\u003cbr\u003eAssignees Responsibilities\u003cbr\u003ePower of Attorney\u003cbr\u003eUniform Commercial Code, Article 9, Section 311\u003cbr\u003eOnTheFlyPDF.COM PDF Convertor \/ Brander - 3 - www.ebookgeneralstore.com\u003cbr\u003eHow To Buy A Car Richard Dean\u003cbr\u003eINTRODUCTION\u003cbr\u003eTHE CONCEPT\u003cbr\u003ePROBLEM: A person has a car he no longer can afford. It may be about to be repossessed.\u003cbr\u003ePROBLEM: Another person has a \"Bad Credit\" history and cannot buy a car, but can well afford to make\u003cbr\u003ethe payment on a recent model vehicle.\u003cbr\u003eSIMPLE SOLUTION: Put these two people together. One person will assume the other persons payments\u003cbr\u003eand insurance.\u003cbr\u003eNEW COMPANIES EMERGED\u003cbr\u003eA few years ago an industry emerged that served the needs of individuals who have had past credit\u003cbr\u003eproblems, but can now afford monthly car payments. These companies helped people with past credit\u003cbr\u003eproblems such as:\u003cbr\u003eBankruptcy\u003cbr\u003eRepossession\u003cbr\u003eJudgments\u003cbr\u003eDivorce\u003cbr\u003eMedical Bills\u003cbr\u003eNo Past Credit History\u003cbr\u003eLate Payments\u003cbr\u003eMany Other Problems\u003cbr\u003eThese setbacks are held against these individuals by lending institutions for up to seven years.\u003cbr\u003eWHAT THESE COMPANIES DO\u003cbr\u003eThese companies would find vehicle owners who can no longer afford their monthly payments. These\u003cbr\u003eowners would gladly allow someone to take over payments on their vehicle in order to save their credit,\u003cbr\u003ewith no credit check.\u003cbr\u003eSAVE $1,500\/$3,000\u003cbr\u003eThese companies charge the Buyer\/Assignee between $1,500.00 and $3,000.00 for their services just to\u003cbr\u003eput these two parties together, without doing a credit check.\u003cbr\u003eOnTheFlyPDF.COM PDF Convertor \/ Brander - 4 - www.ebookgeneralstore.com\u003cbr\u003eHow To Buy A Car Richard Dean\u003cbr\u003eThis information package gives you all the simple secrets on how these companies perform their services.\u003cbr\u003eYou can save the $1,500.00 to $3,000.00 fee that they would typically charge.\u003cbr\u003ePERSISTENCE\u003cbr\u003eWith your persistence and guidelines in this information package, you can get the recent model vehicle\u003cbr\u003ethat you want, without paying any fees or down payment.\u003cbr\u003e(NOTE: This information will not assist you in going to a new or used car dealership to get a car. This\u003cbr\u003einformation is intended to target individuals wishing to sell their vehicles to an individual buyer, one on\u003cbr\u003eone.)\u003cbr\u003eTHE SELLERS DIFFICULTIES\u003cbr\u003eIdeally, these sellers would like to sell their vehicle for the bank payoff amount. Several factors may be\u003cbr\u003epreventing them from doing this:\u003cbr\u003eA. They have high mileage.\u003cbr\u003eB. They are unable to show their vehicle to a prospective buyer (because of work, school or other\u003cbr\u003econflicting situations).\u003cbr\u003eC. They are in an area experiencing a soft used car market.\u003cbr\u003eD. They put very little money down when they bought the car and still owe more than the book value\u003cbr\u003eamount indicated.\u003cbr\u003eE. They financed their car for a long period of time (6072 months) and have not built enough equity in the\u003cbr\u003evehicle.\u003cbr\u003eF. The biggest reason is they cannot sell their vehicle because they simply owe more on the vehicle than\u003cbr\u003ethe vehicle is worth.\u003cbr\u003eTHE OWNERS CHOICES\u003cbr\u003eA. They can sell their car for market value, then pay the lien holder the difference of what they owe, (in\u003cbr\u003ecash). This could cost the owner several thousands of dollars up front.\u003cbr\u003eB. The second choice, which has recently gained in popularity, is letting the car go back to the lien holder.\u003cbr\u003e(If the dreaded repossession choice is used, the owner will have a seriously damaged credit history for\u003cbr\u003eseven years.)\u003cbr\u003eYOU AND THE OWNER CAN HELP EACH OTHER\u003cbr\u003eOnTheFlyPDF.COM PDF Convertor \/ Brander - 5 - www.ebookgeneralstore.com\u003cbr\u003eHow To Buy A Car Richard Dean\u003cbr\u003eYou help the owner by taking over his or her monthly obligations (car payments and insurance), and the\u003cbr\u003eowner helps you by putting you into a recent model vehicle. You both help the lien holder because you\u003cbr\u003ewill be making the payments on time and the lien holder will not have to take a big loss on the vehicle by\u003cbr\u003erepossessing it.\u003cbr\u003eSUGGESTED ASSIGNMENT AGREEMENT\u003cbr\u003eThe Suggested Assignment Agreement included in this information package is a suggested agreement\u003cbr\u003eonly. There may be provisions added to or deleted from the agreement between you and the assignor\u003cbr\u003e(owner) to make the transaction acceptable to you both, but remember, it is intended for you to use as a\u003cbr\u003eguideline only. The Assignment Agreement is between you and the owner of the vehicle. The vehicle\u003cbr\u003eremains titled in the owners name until all payments are made and the original loan is paid off. At this\u003cbr\u003etime, according to your Assignment Agreement with the owner, he\/she has","brand":"99 \u0026cent; eStore, save a lot more","offers":[{"title":"Default Title","offer_id":47157037334768,"sku":"2940013954717","price":0.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940013954717_p0.jpg?v=1763597849","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940013954717","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}