{"product_id":"2940014009515","title":"How To Set Up A Family Budget","description":"Families eventually do have a monthly surplus, see their savings start to grow, consolidate their debt, set aside discretionary funds and personal allowances, build their wealth and become more aware of their pro-active involvement and responsibility regarding their lives and finances. This is when excitement builds and fundamental thought patters as well as spending attitudes are changed.\u003cbr\u003e\u003cbr\u003eBudgeting is seen as an accurate measurement of success when significant behavioral transformation is taking place on the landscape of the family budget, spending habits and financial patterns we observe over time! The family budget is a dynamic process, even more so than a mere static work-product, result, process-outcome or document. It will, can and should change over time. It becomes a barometer of a family’s fiscal circumstance, resources and health.\u003cbr\u003e\u003cbr\u003eSet short, mid and long term goals, have a definite structured plan, read up on family budgeting, personal financials and fiscal management strategies. All of this will help us focus on what is important for our needs, requirements and circumstance, while keeping financial discipline and budgeting in the forefront of our busy lives. This is never an easy task amidst all the hustle and bustle that is our daily lives!\u003cbr\u003e\u003cbr\u003eSome of the tips in this guide might apply to your unique means and circumstance, and others may not have any significant impact or practical application at all. In general terms, you will find handy ideas, hints, process steps, practical savings suggestions and budgeting that might have gone unnoticed before.\u003cbr\u003e\u003cbr\u003eThe information provided is general and should be evaluated on an individual and contextualized basis.","brand":"Shawn Adams","offers":[{"title":"Default Title","offer_id":47175643267312,"sku":"2940014009515","price":0.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940014009515_p0.jpg?v=1763598935","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940014009515","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}