{"product_id":"2940014271431","title":"Modern Lifestyles: How to Reduce and Pay Off Your Debt","description":"This book is part of Hyperink's best little books series. Our best little books are 3,500-5,000 words of fast, entertaining information on a highly demanded topic. Based on reader feedback (including yours!), we may expand this book in the future. If we do so, we'll send a free copy to all previous buyers. \u003cbr\u003e\u003cbr\u003eABOUT THE BOOK \u003cbr\u003e\u003cbr\u003eIts easy to feel trapped and frustrated by the numerous debts that many of us face. It can cause some people to feel isolated, but it is important to remember that debt is a part of life we all have to deal with at some time or another. \u003cbr\u003e\u003cbr\u003eThe key factor in dealing with debt problems is to simply face your debts head-on. Trying to hide from debts or put them off will only make things worse. Debts do not disappear if you pay them no attention. This guide will present various methods that can be used to reduce and pay off your debt. Well discuss key elements of various debts, and shed insights and techniques on how to deal them. \u003cbr\u003e\u003cbr\u003eLeaving a debt unattended is similar to leaving an acute health problem unattended, only to find that one day it has gone from an acute to a chronic stage. Just as you would visit the doctor, and use the prescribed medication to bring the situation under control and eventually eliminate it, you will need to apply these techniques to your finance problem to help reduce and pay off your debt bills.  \u003cbr\u003e\u003cbr\u003eEXCERPT FROM THE BOOK \u003cbr\u003e\u003cbr\u003e2. Consider debt negotiation. \u003cbr\u003e\u003cbr\u003eIn a debt negotiation your creditor will work with you to set up a new repayment plan that is be better suited to your present financial position. The process may involve a freezing of the interest rate or a reduction on the balance owed. In some cases, both measures are taken to arrive at a new repayment plan. \u003cbr\u003e\u003cbr\u003eDepending on the scale of your debt problem and your ability to meet your financial obligations, entering into a debt negotiation could be in your favor. Face the truth head on. Quickly identify if you will need help with your debts and take actions as soon as possible. \u003cbr\u003e\u003cbr\u003eCredit companies are particular about which debtors they engage in negotiation deals. Their aim is to make as much money as possible. Sometimes a good debtor seems to get punished. Creditors are more likely to negotiate repayment with debtors who have missed payments and at risk of becoming delinquent, so be careful. \u003cbr\u003e\u003cbr\u003eBuy a copy to keep reading!\u003cbr\u003e\u003cbr\u003e CHAPTER OUTLINE\u003cbr\u003e\u003cbr\u003eModern Lifestyles: How to Reduce and Pay Off Your Debt\u003cbr\u003e  + A Guide to How to Reduce and Pay off Your Debt\u003cbr\u003e  + Types of Debts\u003cbr\u003e  + How To Reduce or Pay Off Debts\u003cbr\u003e  + Long-term Solutions\u003cbr\u003e  + ...and much more","brand":"Hyperink","offers":[{"title":"Default Title","offer_id":47156009861360,"sku":"2940014271431","price":2.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940014271431_p0.jpg?v=1763614364","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940014271431","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}