{"product_id":"2940014548557","title":"Money Guide eBook - How I Raised My Credit Score - Is you credit score really low?","description":"First off Id like to say I am not a lawyer and this is by no means legal advice. Before\u003cbr\u003eimplementing the ideas in this report consult with a qualified attorney. This is simply my story on the tactics I used to legally and ethically raise my credit score. First off, I think its important to discuss why I wrote this report. Back in January 2006 is I was to\u003cbr\u003eclose on my very first house. What a nerve racking time it was for me, inspections, appraisals,mortgage approvals, attorneys, it was a bit overwhelming.\u003cbr\u003e\u003cbr\u003eThe part that got me the most was my mortgage company really divulging deep into my life.\u003cbr\u003eThey wanted to know everything it seemed. Things like:\u003cbr\u003eThe exact address (with proof) of where I have lived the past 2 years Where I have worked the past 2 years and how I long I have been in that line of work How much money in my savings account, checking, stocks, iras Names and phone numbers of people I know for references Why I was late on a few payments 5 years ago\u003cbr\u003e\u003cbr\u003eThe list really goes on and on. What really got my was just 2 days before I was suppose to close my mortgage broker called me and said my loan was about to fall through because the bank thought I lied to them about my housing history.","brand":"colin","offers":[{"title":"Default Title","offer_id":47147746787568,"sku":"2940014548557","price":2.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940014548557_p0.jpg?v=1763610759","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940014548557","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}