{"product_id":"2940014872782","title":"How To Create A Budget","description":"A budget is one of the important items each family and individual needs, especially in a down economy. \u003cbr\u003e\u003cbr\u003eThe author guides you on how to prepare and create a monthly budget. You'll learn what essential and non-essential items are, and learn how to cut back non-essential items to comfortably live within your monthly income bracket each month.\u003cbr\u003e\u003cbr\u003eWith downsizing and job layoffs, each individual should have a handle on what is going out of the bank account each month. Once you have a handle on your spending, you can curtail any unnecessary expenses, live within your means, and prevent any future financial troubles before they occur.","brand":"K. Ryan","offers":[{"title":"Default Title","offer_id":47146172383472,"sku":"2940014872782","price":0.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940014872782_p0.jpg?v=1763616413","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940014872782","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}