{"product_id":"2940015517514","title":"Emergency Quick Cash","description":"How to Cope with a Cash Crisis\u003cbr\u003e\u003cbr\u003eIf you are hit with a serious money crisis and you find yourself scrambling around for emergency money, here’s how to assess your situation and get back on your feet.\u003cbr\u003e\u003cbr\u003eAll of a sudden and without warning, your roof begins to leak! Your hot water heater shuts down and your computer goes up in smoke, the clutch needs to be replaced in your car and your son decides to have his wedding on the Isle of Oahu – all of this within the same week! \u003cbr\u003e\u003cbr\u003eAs you sit, stunned and you ponder an exit strategy you receive a friendly letter from the IRS explaining that you miscalculated your taxes in 1996, and they now own your house.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eThis Kind of Money Emergency Requires your Immediate Attention\u003cbr\u003eWhat do you do?\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eThe above scenario looks like a money emergency of biblical proportions. You are afraid to open your front door for fear of finding a swarm of locusts!\u003cbr\u003e\u003cbr\u003eThank goodness, there are things you can still do to restore your financial life and equilibrium—and perhaps even fend off future misfortune—without having to sell your very soul.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eLearning to Cope with a Money Emergency \u003cbr\u003e\u003cbr\u003eWherever there are money woes, you can be sure to find crippling emotional setback. Avoid it all you try, you might just as well begin to prepare for the devastating fiscal and the emotional fallout that is sure to come. You will need to cope very well with both if you hope to make a solid financial comeback.\u003cbr\u003e\u003cbr\u003eWhenever a money emergency hits, it will be your ability to deal with the individual pitfalls that will hold you in good stead. It is when a series of financial hits come your way that the stress will tend to accumulate and make your life much more difficult to cope.\u003cbr\u003e\u003cbr\u003eYou will not be so overwhelmed when you can calmly and rationally look at each individual problem as it arises. If you sit back wringing your hands with worry and allow all of your emergencies to pile into one; you will find yourself down for the count.\u003cbr\u003e\u003cbr\u003eCalm must take center stage. You must NEVER allow yourself the luxury of panic. There is no one there for you to just take over. You are all you have. \u003cbr\u003e\u003cbr\u003eThe more you panic, the less effective you will be. You need to keep a very clear head to be able to sit down and come up with an appropriate plan. Be aware of your own tendency to sabotage your plans further. It is only when you are at your most calm that you will be prepared to get to where you need to be and then overcome.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eBeing Calm is the First Key to Managing a Money Emergency\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eAt even the first hint of a money emergency, it’s important not to act right away. If you do you will inevitably make a mistake! First, before you can manage your finances again, you have to first manage your emotions. You absolutely must regain your balance before you can even begin to make a plan.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eIf your money emergency demands that you act quickly, think first about seeking the advice of a debt counselor, money coach or financial planner. Whenever possible think about seeking out the aid of a financially perceptive friend or family member who can help you to come to a clearer perspective. \u003cbr\u003e\u003cbr\u003e\u003cbr\u003eRemember the old adage that “two heads are always better than just one!” You won’t need to make a major cash investment if you’re strapped. Look for a planner who will give you a one-hour consultation for $150. Often times this will be all you will need to securely turn the corner.\u003cbr\u003e\u003cbr\u003e\u003cbr\u003eTime to Crunch some Numbers\u003cbr\u003e\u003cbr\u003eThe first step toward establishing financial stability is to step back, take a deep breath and assess the damage. Possibly one of the bigger mistakes people make when they’re in a financial crisis is not being prepared to make a clear assessment of where they’re at.\u003cbr\u003e\u003cbr\u003eYou can easily become overwhelmed. However, totaling up the damage serves two important purposes. First, you need to know exactly how much you owe, how much money you have in hand and what it will take to cover the distance between the two. Second, you will want to avoid any other mishaps, such as penalties, further repairs, missed deadlines, etc.\u003cbr\u003e\u003cbr\u003eIf you are not properly prepared, you must become prepared on the spot. Any type of money crisis will catch you unaware and you will feel cornered. Wouldn’t it be ideal to be ready and waiting for the crisis? How likely is this to happen to you, though?  \u003cbr\u003e\u003cbr\u003eMost people will be at least somewhat prepared. If the crisis is not too dire, they will be able to handle it ok. Some will be sunk from the get go. The idea is to not be overwhelmed and to have a good plan of action, no matter how little or how a lot. You need to be entirely prepared to deal with any sized setback. \u003cbr\u003e\u003cbr\u003eIdeally, those unexpected expenses could be covered by the funds in the Irregular ...","brand":"All classic book warehouse","offers":[{"title":"Default Title","offer_id":47069505585392,"sku":"2940015517514","price":0.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940015517514_p0.jpg?v=1763621222","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940015517514","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}