{"product_id":"2940015641769","title":"Financial Intelligence for Wealth Building","description":"Chapter #1:\u003cbr\u003eFoundation in Financial IQ\u003cbr\u003eDefinition Of Insanity\u003cbr\u003eNaturally, most if not all of us want and crave for something better. It is all part of us if we\u003cbr\u003ewant a bigger car, a better house, buying good things for the family. We keep hoping for\u003cbr\u003emore but, in order to get what you don’t have, you have got to do something you have\u003cbr\u003enever done before.\u003cbr\u003eThat simply means:\u003cbr\u003eDoing the same thing over and over again YET expecting different results!\u003cbr\u003eAs an employee, you can’t stay at the same job forever and hope that a miracle will\u003cbr\u003ehappen and your boss will suddenly give you a raise. You will be lucky that there is no\u003cbr\u003edownsizing in your company. Switching to another company will only provide a short\u003cbr\u003eterm solution to a long term problem.\u003cbr\u003eSure, you can take up a second or even third job, but do you have enough hours and\u003cbr\u003estamina in a day to sustain it?\u003cbr\u003eThe bottom-line: Trading time for money isn’t wise financial sense in the long term. You\u003cbr\u003ekeep on increasing the hours just to win the rat race, but in the end of the day, you are\u003cbr\u003estill a rat on the mill!\u003cbr\u003eIncreasing your wages only puts you in a higher tax bracket. Your salaries increase but\u003cbr\u003eso does your expenses on your house and car. How will you invest in yourself when all\u003cbr\u003ethe time you spend working for a company, working for the government paying taxes\u003cbr\u003eand working for the bank paying off your house and car? What if you fall sick and can’t\u003cbr\u003ework tomorrow? Will the government take care of your family?\u003cbr\u003eI highly doubt so.\u003cbr\u003eSo isn’t it time you take your finances a tad more seriously?\u003cbr\u003eWhat Is Money?\u003cbr\u003eYou see, there are many ideas of what people think money is.\u003cbr\u003eSome say it is a form of measurement.\u003cbr\u003eYes, but a measurement of what? Wealth? In the olden days, people measured wealth\u003cbr\u003eby how many cows, sheep and horses they had. But do people measure wealth today by\u003cbr\u003eyour cows and horses? How about slaves? Was there a time where manpower is\u003cbr\u003econsidered a hot commodity? Are slaves worth anything today? Are your dollar bills\u003cbr\u003esitting in the bank going to protect you if a recession strikes the country? No, wealth can\u003cbr\u003enot be measured by the dollar bill.\u003cbr\u003eSome say it is a form of power.\u003cbr\u003eYes, money can give you power, but if you are stuck on a desert island forever with a\u003cbr\u003etrillion dollars, will that money mean squat to you? If someone offered you water and a\u003cbr\u003ehelicopter to fly out of there, you would trade all your money in a split second, so money\u003cbr\u003eis not an accurate measurement of power – it heavily depends on how and wisely you\u003cbr\u003euse it (hint!).\u003cbr\u003eMany believe it is the root of all evil… and several others take on this belief\u003cbr\u003ewithout much questioning.\u003cbr\u003eNow, now, now… money is NOT the root of all evil (otherwise, why do you think\u003cbr\u003echurches still accept monetary donation and charity?). The love of money is the root of\u003cbr\u003eall evil. Remember, money is an excellent servant but a terrible master. If you are trading\u003cbr\u003eyour life away for the dollar, money then has power over your time and life.\u003cbr\u003eAnd unless you have proper financial intelligence, the lack of money can spawn a lot of\u003cbr\u003eevil thinking and negative mindset as observed in primarily cheats, thieves, criminals,\u003cbr\u003ebreakups, freeloaders, cheapskates, and more to name.\u003cbr\u003eBut what is money, really?\u003cbr\u003eMoney is an idea, backed by confidence.\u003cbr\u003eWhile money has naturally been developed by merchants in the older days to replace\u003cbr\u003ethe questionable barter system, money today is literally invented by the rich and wealthy.\u003cbr\u003eEntrepreneurs are willing to part with their money to buy other people’s time. Other\u003cbr\u003epeople’s time i.e. employees and self-employed people becomes their employer’s asset\u003cbr\u003eand the employers this priceless resource to go on to create more wealth for themselves.\u003cbr\u003eAnd here’s the thing: as long as you work for money, you are enslaved by it! 80% -\u003cbr\u003e90% of the populations today are being enslaved involuntarily.\u003cbr\u003eWhat we don’t realize is that there is a part of our soul that cannot be bought at whatever\u003cbr\u003eprice. Would you chop off your little finger if your boss offered you 24 months of your\u003cbr\u003esalary immediately? You and I know we are worth more than that. But when you hear of\u003cbr\u003ecases of people selling their body parts for cash in some countries, we can have our\u003cbr\u003eeyeballs pop out of our eye sockets.\u003cbr\u003eOn the other hand, we occasionally DO sell out a part of ourselves for money like a\u003cbr\u003edonkey and a carrot.\u003cbr\u003eAwareness Before Change\u003cbr\u003eNow don’t get me wrong: I’m not banging on working at a job (I worked at one before I\u003cbr\u003ebecame an Internet Entrepreneur).\u003cbr\u003eBut let’s face it: our needs today are growing more than ever before in any period of history. Prices go up, salaries don’t.","brand":"0penny.com","offers":[{"title":"Default Title","offer_id":47146348642544,"sku":"2940015641769","price":0.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940015641769_p0.jpg?v=1763622861","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940015641769","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}