{"product_id":"2940045082631","title":"12 Steps to Financial Security in Retirement","description":"\u003cp\u003eAs we approach retirement, most of us ask the question will I run out of money before I die?\u003cbr\u003eTo answer that, a number of other questions come up:\u003cbr\u003eHow do I figure out my “Number,” the amount of money I will need?\u003cbr\u003eHow should my money be invested to make it last?\u003cbr\u003eShould annuities be part of my investment mix?\u003cbr\u003eHow do I minimize taxes to leave more for me?\u003cbr\u003eWhat strategy should I use to draw down my savings?\u003cbr\u003eWhat is the Monte Carlo analysis that is used to calculate the odds of running out of money?\u003cbr\u003eWhat about “spending the house” by downsizing, selling or a reverse mortgage?\u003cbr\u003eIs it better to start Social Security at 66 or wait until 70?\u003cbr\u003eWhat will Medicare and Medigap insurance cover and what will it cost?\u003cbr\u003eTo help in your planning, there are worksheets to calculate your expenses and income in retirement. There is a work sheet for Net Worth in a format I devised to see at a glance asset allocation, tax impact and order of asset drawdown. The Table of Contents is interactive; you can go right to any topic by clicking on it or touching it. Checklists point to the relevant Steps depending on how many years you are away from retirement. There is a glossary of financial terms at the back, also with references to the Steps.\u003cbr\u003eIn short, this book has everything you need to answer your financial questions both planning for and during retirement, one Step at a time.\u003c\/p\u003e","brand":"James Gould","offers":[{"title":"Default Title","offer_id":47077954355440,"sku":"2940045082631","price":1.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940045082631_p0.jpg?v=1763682700","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940045082631","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}