{"product_id":"2940148289937","title":"Stop Foreclosure","description":"As a foreclosure mediator for the state of Washington Robert Rodgers, PhD mediates discussions between home owners and the managers from mortgage servicing company who have the authority to modify the terms of home mortgages.  Needless to say, he has seen and heard a lot over the past several years and has a profound sense of how the process works in practice. Robert knows first hand what you can realistically expect from your mortgage servicer. \u003cbr\u003e\u003cbr\u003eThe way most people think the process works is a far cry from how it really works in practice. If you act on his suggestions, your frustration level will be reduced significantly and chances of getting a favorable decision increased. The goal here is to stop foreclosure by getting a modification to your home loan that reduces your monthly payment. \u003cbr\u003e\u003cbr\u003eKnowing exactly how the process works and understanding the factors that play a role in the final decision to modify a home mortgage places you in an very advantageous position. Why? It puts you in the driver’s seat.\u003cbr\u003e\u003cbr\u003eHere are the questions that he addresses in Stop Foreclosure: \u003cbr\u003e\u003cbr\u003eShould I Apply for a Modification Before I am No Longer Able to Make My Mortgage Payment? \u003cbr\u003e\u003cbr\u003eWhat Do I Need to Show to Get a Modification to My Loan? \u003cbr\u003e\u003cbr\u003eWhat are the Two Most Important Considerations for Whether I Will Succeed in Getting My Mortgage Modified to a Lower Payment? \u003cbr\u003e\u003cbr\u003eI am Currently Unemployed and Have No Prospects of a Job. What are My Chances of Getting My Home Loan Modified? \u003cbr\u003e\u003cbr\u003eWhat Hit on My Credit Rating Will I Take For Not Making My Mortgage Payments? \u003cbr\u003e\u003cbr\u003eWhat Documentation Will I Be Required to Produce? \u003cbr\u003e\u003cbr\u003eHow Much Income Must I Show to Qualify for a Modification? \u003cbr\u003e\u003cbr\u003eCan I Protect my Savings, IRAS and Health Savings Accounts? \u003cbr\u003e\u003cbr\u003eWhat are My Chances for Getting My Mortgage Loan Modified If I Currently Have No Income as I Just Lost My Job, but am Certain I Will Land Gainful Employment Soon? 30\u003cbr\u003e\u003cbr\u003eI Just Landed A Good Job. Why was My Application for a Modification to My Mortgage Denied? \u003cbr\u003e\u003cbr\u003eWhat Mortgage Payment Can I Quality For? \u003cbr\u003e\u003cbr\u003eWhat are Guidelines for Reporting Expenses? \u003cbr\u003e\u003cbr\u003eWhat are the Most Common Reasons for Requesting a Modification? \u003cbr\u003e\u003cbr\u003eWho Are the Players When It Comes to Getting My Mortgage Modified? \u003cbr\u003e\u003cbr\u003eHow Can I Determine Who Services My Home Mortgage and Who Owns My Mortgage Note? \u003cbr\u003e\u003cbr\u003eMy Mortgage Servicer Tells Me that the Owner of My Note is Different from What I see on my Original Mortgage Note.  Can This Be True? \u003cbr\u003e\u003cbr\u003eCan I Determine who Owns My Mortgage Note By Searching Deeds of Trust Filed with My County Courthouse? \u003cbr\u003e\u003cbr\u003eWhat is MERS?\u003cbr\u003e\u003cbr\u003eI Do Not Suspect that My Mortgage Servicing Company Has the Original Loan Documents.  Why Can’t I just Demand that They Produce the Original Documents? \u003cbr\u003e\u003cbr\u003eWhen They Can’t Produce the Original Documents (as I Suspect) Doesn’t My Loan Also Vanish and I Get My Home for Free? \u003cbr\u003e\u003cbr\u003eShould I Hire Someone Else to Handle My Application for a Mortgage Loan Application? \u003cbr\u003e\u003cbr\u003eHow Can I Avoid Being Scammed? \u003cbr\u003e\u003cbr\u003eWhy Did We Get a Foreclosure Notice when Our Mortgage Servicer was Still Evaluating Our Application for a Modification? \u003cbr\u003e\u003cbr\u003eWhy Do I have So Much Difficulty Dealing with My Mortgage Servicer? \u003cbr\u003e\u003cbr\u003eWhat Happens When I Contact My Mortgage Servicer About Applying for a Home Mortgage Modification? \u003cbr\u003e\u003cbr\u003eWhat Can I Expect when Calling My Mortgage Servicer? \u003cbr\u003e\u003cbr\u003eWhy Can’t I Email the Documents to My Mortgage Servicer? It Would Be So Much Easier. \u003cbr\u003e\u003cbr\u003eWhat Can I Do to Hurry Up the Review Process and Get a Decision More Quickly as We have been Hassling with Our Mortgage Servicer Now for Over a Year? \u003cbr\u003e\u003cbr\u003eHow Exactly Can My Mortgage Be Modified to Reduce My Monthly Payments? \u003cbr\u003e\u003cbr\u003eAm I Eligible to Apply for a Federal Making Home Affordable Modification?\u003cbr\u003e\u003cbr\u003eWill I Qualify for a Modification to My Home Loan that is Underwritten by the Federal HAMP Program? \u003cbr\u003e\u003cbr\u003eIs Equity Advantageous or Disadvantageous When It Comes to Getting My Home Loan Modified? \u003cbr\u003e\u003cbr\u003eWhat is the Principal Behind a Net Present Value Analysis? \u003cbr\u003e\u003cbr\u003eHow Do I Determine the Current Market Value of My Home?\u003cbr\u003e\u003cbr\u003eHow Do I Dispute a Market Analysis of My Home that Has Disqualified Me from Getting a Modification? \u003cbr\u003e\u003cbr\u003eWhat are Important Considerations when Doing My Own Net Present Value Analysis? \u003cbr\u003e\u003cbr\u003eWhat is a Discount Rate? \u003cbr\u003e\u003cbr\u003eHow Can I Calculate the Net Present Value (NPV) \u003cbr\u003e\u003cbr\u003eHow Can I Find Out My Credit Score for Free? \u003cbr\u003e\u003cbr\u003eAfter Entering All My Information into a Net Present Value Analysis - I Failed. What Can I Do Now? \u003cbr\u003e\u003cbr\u003eWill it Really Help Me Obtain a Modification to My Home Mortgage If Go to All the Trouble of Doing My Own Net Present Value Analysis? \u003cbr\u003e\u003cbr\u003eI Know Precisely the Mortgage Payment I Can Handle for the Next","brand":"Parkinsons Recovery","offers":[{"title":"Default Title","offer_id":47148846940400,"sku":"2940148289937","price":14.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940148289937_p0.jpg?v=1763699744","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940148289937","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}