{"product_id":"2940150479807","title":"Live Smart. Eliminate Debt. Build Wealth.","description":"It was a crisp, cool day in late December 2011 when the email arrived.  The email seemed benign at first, but it would serve as the wake-up call we so desperately needed, yet were hardly prepared for. We were $40,000 in debt, had a $400,000 mortgage, and no savings.  That afternoon in our living room, we committed to ending the chaos, and started a financial transformation. In a little over 2 years, our family of 5 went from $40,000 in debt to over $100,000 in savings.  \u003cbr\u003e\u003cbr\u003eFirst, we found out how to LIVE SMART;  optimizing our lifestyle by reducing our expenses more than 50%.  This helped us to quickly ELIMINATE DEBT, and paved the way for us to BUILD WEALTH.  In a little over 2 years, our family of 5 went from $40,000 in debt to over $100,000 in savings.  Sounds impossible, right?  But we're just ordinary, middle-class folks who made a conscious decision to live differently, allowing us to go from stressed-out debtors to inspired investors.  I'm here to tell you that it's very possible; we did it...and so can you!\u003cbr\u003e\u003cbr\u003ePart One is The Journey.  From that first financial wake-up call to the day we reached our first major savings milestone, I share our story; including the psychological struggles and emotional breakthroughs we had along the way.  \u003cbr\u003e\u003cbr\u003ePart Two is the “How-To” Guide; the strategies and step-by-step plan we used in our own journey to LIVE SMART, ELIMINATE DEBT and BUILD WEALTH. It’s all here, outlined and ready for you to start NOW.\u003cbr\u003e\u003cbr\u003eJust a few of the many topics you’ll find inside:\u003cbr\u003e• How to Reduce Living Expenses by 30-70%\u003cbr\u003e• Maximize Your Income Potential\u003cbr\u003e• Build an Emergency Fund\u003cbr\u003e• Create a Debt-Free Action Plan\u003cbr\u003e• Choose a Simple Investing Strategy to Build Wealth\u003cbr\u003e\u003cbr\u003eThis book packs a huge practical punch.  A small time commitment and a small price tag, but with significant benefits.  As you read it, I challenge you to think differently about money than you have in the past.  I challenge you to take charge of your financial future like never before. And lastly, I challenge you to...LIVE SMART.  ELIMINATE DEBT.  BUILD WEALTH.  \u003cbr\u003e\u003cbr\u003eBonus External References: Links to the author's website where you'll have FREE access to the debt-free action plans and investment planning spreadsheets described in the book! \u003cbr\u003e\u003cbr\u003eGo to www.LauraMDobbins.com to read more about the author.\u003cbr\u003e","brand":"Laura Dobbins","offers":[{"title":"Default Title","offer_id":47101901078768,"sku":"2940150479807","price":4.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940150479807_p0.jpg?v=1763746361","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940150479807","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}