{"product_id":"2940177083933","title":"Never: A Novel","description":"Any policy aimed at resolution of a banking crisis determines which constituents - depositors, creditors, shareholders, the banking industry, and society as a whole - eventually bear the costs associated with a banking crisis, thus giving rise to legitimacy and accountability concerns. Rather than what the recent financial crisis has engendered - mostly ad hoc reactions that socialize losses but not profits - what is required, this incisive analysis shows, is an equitable and viable resolution framework, based on burden sharing, enshrined in law, and designed to deal with bank failures in a way that balances private and public interests.","brand":"Penguin Random House","offers":[{"title":"Default Title","offer_id":47100685091056,"sku":"2940177083933","price":35.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/2940177083933_p0.jpg?v=1763596517","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/2940177083933","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}