{"product_id":"9780137049462","title":"America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need","description":"\u003cp\u003e \u003ci\u003e“Crack open this book and enter a bromide-free zone. Jane White knows why American families feel as if they are on a treadmill running out of control, and she explains the reasons with clarity, insight, and rare honesty. She also offers several practical suggestions for how we as individuals, families, and a nation can get out of the mess. Policymakers would be wise to listen.”\u003c\/i\u003e \u003c\/p\u003e  \u003cp\u003e \u003cb\u003eEvan Cooper, Deputy Editor, \u003c\/b\u003e \u003cb\u003e \u003ci\u003eInvestmentNews\u003c\/i\u003e \u003c\/b\u003e \u003c\/p\u003e  \u003cp\u003e \u003ci\u003e \u003c\/i\u003e \u003c\/p\u003e  \u003cp\u003e \u003ci\u003e“This eye-opening book sounds the alarm about many Americans’ dim financial futures if consumers, businesses, and politicians don’t change their ways. Jane White lays blame and names names. Until change happens, White offers prescriptions for your biggest money concerns--retirement, housing, college costs, and credit cards--featuring tried-and-true advice.”\u003c\/i\u003e \u003c\/p\u003e  \u003cp\u003e \u003cb\u003eGregory Karp, Syndicated Newspaper Columnist and Author of \u003c\/b\u003e \u003cb\u003e \u003ci\u003eThe 1-2-3 Money Plan \u003c\/i\u003e \u003c\/b\u003e \u003cb\u003eand \u003c\/b\u003e \u003cb\u003e \u003ci\u003eLiving Rich by Spending Smart\u003c\/i\u003e \u003c\/b\u003e \u003c\/p\u003e  \u003cp\u003e \u003c\/p\u003e  \u003cp\u003e \u003ci\u003e“Americans need this vigorous wake-up call if they are to make it through the first half of the 21st century. They are burying themselves in debt\u003c\/i\u003e--\u003ci\u003efor education, for homes, and for toys--leaving too little for savings and investment. Jane White shows them where they are going wrong and how they can put themselves right.”\u003c\/i\u003e \u003c\/p\u003e  \u003cp\u003e \u003cb\u003eThomas G. Donlan, Editorial Page Editor, \u003c\/b\u003e \u003cb\u003e \u003ci\u003eBarron’s National Business and Financial Weekly\u003c\/i\u003e \u003c\/b\u003e \u003c\/p\u003e  \u003cp\u003e \u003c\/p\u003e  \u003cp\u003e \u003ci\u003e“Jane White has written a barnburner of a book. Though the title may cause alarm, \u003c\/i\u003eAmerica, Welcome to the Poorhouse \u003ci\u003eis ultimately reassuring. We can protect our own financial futures if we get wise--and get together to demand real change.”\u003c\/i\u003e \u003c\/p\u003e  \u003cp\u003e \u003cb\u003eJacob S. Hacker, Author of \u003c\/b\u003e \u003cb\u003e \u003ci\u003eThe Great Risk Shift: The New Economic Insecurity and the Decline of the American Dream\u003c\/i\u003e \u003c\/b\u003e \u003c\/p\u003e  \u003cp\u003e \u003c\/p\u003e  \u003cp\u003eToo many American families are racing toward financial catastrophe--saddled with exploding credit card and college debt, out-of-control housing costs, and underfunded 401(k) accounts.\u003c\/p\u003e  \u003cp\u003e \u003c\/p\u003e  \u003cp\u003e \u003ci\u003eAmerica, Welcome to the Poorhouse \u003c\/i\u003ereveals the political and economic forces that got us into this predicament, strategies to get Congress to enact needed reform, and practical tips you won’t find anywhere else on how to make the most of your money until reform happens. White offers indispensable practical advice for regaining control of your own financial future--specific strategies for reducing your debt, safeguarding your retirement, and helping your children get the education they’ll need to compete in today’s world.\u003c\/p\u003e  \u003cp\u003e \u003c\/p\u003e  \u003cp\u003e \u003cb\u003eShrimp on the barbie, Koala bears, and a secure retirement\u003c\/b\u003e. Why most Australians will end up with at least half a million dollars in their version of a 401(k) plan--and what we can do to transform our 401(k) plans into actual pensions.\u003c\/p\u003e  \u003cp\u003e \u003c\/p\u003e  \u003cp\u003e \u003cb\u003eHow the mortgage industry lobbied to dismantle regulation\u003c\/b\u003e and offer bait-and-switch adjustable rate mortgages.\u003c\/p\u003e  \u003cp\u003e \u003c\/p\u003e  \u003cp\u003e \u003cb\u003eHow to protect yourself--no matter what happens\u003c\/b\u003e. Your personal plan for saving for retirement, finding “bargain” colleges, and getting out of credit card debt.\u003c\/p\u003e  \u003cp\u003e \u003c\/p\u003e  \u003cp\u003e \u003cb\u003eHow to build a citizens lobby that wins\u003c\/b\u003e. Making taxpayers as powerful as the so-called financial services industry and getting rid of the members of Congress that do its bidding.\u003c\/p\u003e","brand":"Pearson Education","offers":[{"title":"Default Title","offer_id":47106453143792,"sku":"9780137049462","price":22.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780137049462_p0.jpg?v=1763642399","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780137049462","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}