{"product_id":"9780199226405","title":"The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation","description":"\u003cp\u003eCredit scoring aims to quantify the likelihood of a prospective borrower defaulting on payment over a specified period of time. The credit score is calculated using increasingly sophisticated statistical models, which vary considerably between individual cases. This clearly-written and comprehensive text covers the scorecard development process and provides a practical how-to guide for those wanting to use and develop credit scoring techniques.\u003c\/p\u003e\u003cp\u003eAssuming little prior knowledge, the text includes the relevant statistical and mathematical tools, numerous real-life examples, and discussion of the credit risk management cycle and the importance of credit scoring in business and regulatory environments, including Basel II. \u003c\/p\u003e\u003cp\u003eAn extensive glossary and bibliography make this an indispensable desktop reference for graduate students in statistics, business, economics and finance, MBA students, credit risk and financial practitioners.\u003cbr\u003e\u003c\/p\u003e","brand":"Oxford University Press, USA","offers":[{"title":"Default Title","offer_id":47016624357616,"sku":"9780199226405","price":200.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780199226405_p0.jpg?v=1763668297","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780199226405","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}