{"product_id":"9780230280663","title":"Regulation and Instability in U.S. Commercial Banking: A History of Crises","description":"The historical response to bank crises has always been more regulation. A pattern emerges that some may find surprising: regulation often contributes to bank instability. It suppresses competition and effective response to market changes and encourages bankers to take on additional risk. This book offers a valuable history lesson for policy makers.","brand":"Palgrave Macmillan UK","offers":[{"title":"Default Title","offer_id":47023100526832,"sku":"9780230280663","price":135.0,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780230280663_p0.jpg?v=1763676096","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780230280663","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}