{"product_id":"9780470501993","title":"Loan Modification For Dummies","description":"\u003cp\u003eThe crucial information you need to secure a reliable loan modification and save your home\u003c\/p\u003e\u003cp\u003eBehind on your mortgage payments? Worried about losing your home? Don't panic. \u003ci\u003eLoan Modification For Dummies\u003c\/i\u003e gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.\u003c\/p\u003e\u003cp\u003eThis practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cul\u003e \u003cli\u003eAdvice on determining whether you're likely to qualify for your lender's loan modification program\u003c\/li\u003e \u003cli\u003eGuidance on preparing and submitting a loan modification application that improves your chances of success\u003c\/li\u003e \u003cli\u003eHelps you figure out a monthly payment you really can afford\u003c\/li\u003e \u003cli\u003eTips on modifying your loan even when you owe more than your home's current market value\u003c\/li\u003e \u003cli\u003eNegotiation advice for securing the best possible terms and lowest monthly payment\u003c\/li\u003e \u003cli\u003eResources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eRead \u003ci\u003eLoan Modification For Dummies\u003c\/i\u003e and start saving your home today.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e","brand":"Wiley","offers":[{"title":"Default Title","offer_id":47017671917808,"sku":"9780470501993","price":19.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780470501993_p0.jpg?v=1763706058","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780470501993","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}