{"product_id":"9780674495449","title":"How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy","description":"The United States has two separate banking systems—one serving the well-to-do and another exploiting everyone else. Deserted by banks and lacking credit, many people are forced to wander through a Wild West of payday lenders and check-cashing services thanks to the effects of deregulation in the 1970s that continue today, Mehrsa Baradaran shows.","brand":"Harvard University Press","offers":[{"title":"Default Title","offer_id":47125757264112,"sku":"9780674495449","price":19.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780674495449_p0.jpg?v=1769916758","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780674495449","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}