{"product_id":"9780761187110","title":"How to Retire with Enough Money: And How to Know What Enough Is","description":"\u003cp\u003eHere is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, \u003ci\u003eHow to Retire with Enough Money\u003c\/i\u003e cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly.\u003cbr\u003e\u003cbr\u003e It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage.\u003cbr\u003e\u003cbr\u003e There are no gimmicks, no magical thinking—just an easy-to-follow program that works.\u003cbr\u003e  \u003c\/p\u003e","brand":"Workman Publishing Company","offers":[{"title":"Default Title","offer_id":47107132981488,"sku":"9780761187110","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780761187110_p0.jpg?v=1763641569","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780761187110","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}