{"product_id":"9780769888996","title":"Mortgage Lenders Model Compliance Manual: Policies, Forms, and Checklists","description":"Make certain that your residential mortgage lending staff understands and complies with a variety of changing state and federal regulations is essential to the effective mortgage operations of your institution. Noncompliance can be costly in fines, legal fees, and loss of reputation. \u003cp\u003eThis eBook provides your staff with the guidance and analysis they need for every part of your operation. The eBook is a template you can follow to create your own compliance manual. It covers state and federal requirements that apply to mortgage lending, and includes many sample documents. \u003c\/p\u003e\u003cp\u003eThe entire manual is customizable and enables you to create department-specific compliance manuals. It explains the state and federal requirements, points out what applies to depository institutions only, and helps you get the timing right on required disclosures, use the right forms, make sure APR is properly represented in your advertising, and keep up as RESPA, Truth in Lending, HMDA, and the other regulations continue to change. The manual provides a wide array of sample materials, including: •   Checklists, such as an EFTA compliance checklist and an Internet security checklist\u003cbr\u003e•   Forms\u003cbr\u003e•   Disclosures\u003cbr\u003e•   Sample policies and other related materials\u003cbr\u003e•   Sample examination procedures to help your internal audit program\u003c\/p\u003e","brand":"LexisNexis","offers":[{"title":"Default Title","offer_id":47108934664432,"sku":"9780769888996","price":657.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780769888996_p0.jpg?v=1763661999","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780769888996","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}