{"product_id":"9780814432440","title":"The Debt-Free Spending Plan: An Amazingly Simple Way to Take Control of Your Finances Once and for All","description":"Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It’s overwhelming—and the more complicated the proposed solution, the harder it is to stick with it.  That’s why The Debt-Free Spending Plan is SIMPLE. It doesn’t require sifting through chapters of high-minded financial advice or digging up your past spend ing history. It assumes you need help RIGHT NOW, and gives it to you. You will learn to:  • Downsize expenses without feeling deprived • Allocate money as it comes in and put together an easy-to-manage bill-paying plan • Adjust for inevitable overspend ing • Pay off debt without gouging expenses and (believe it or not) start saving  The plan is clear, easy, and takes just five minutes a day—and it doesn’t matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom—all before the next billing cycle.","brand":"AMACOM","offers":[{"title":"Default Title","offer_id":47123903938800,"sku":"9780814432440","price":6.49,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780814432440_p0.jpg?v=1763743720","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780814432440","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}