{"product_id":"9780814438749","title":"Mortgages 101: Quick Answers to Over 250 Critical Questions about Your Home Loan","description":"\u003cp\u003e\u003cb\u003eEverything you need to know before you borrow…\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eUnless you’re sitting on a pile of cash, chances are you’ll need to take out a mortgage when you’re ready to buy a home. But how do you know how much house you can afford? What should you look for in a loan? What kind of paperwork is needed . . . and how do you improve your odds of getting a great rate? \u003cb\u003e\u003ci\u003eMortgages 101 \u003c\/i\u003e\u003c\/b\u003eeliminates the confusion and stress with clear-cut answers to all your questions.\u003c\/p\u003e\u003cp\u003eUpdated to reflect the enormous changes in the mortgage market in recent years, \u003cb\u003e\u003ci\u003eMortgages 101\u003c\/i\u003e\u003c\/b\u003e is the all-in-one reference you’ve been looking for. Covering a wide range of topics—from negotiating the best deal to saving on closing costs—this revised third edition provides the latest information on:\u003c\/p\u003e\u003cp\u003eApplication procedures\u003cbr\u003e• Online lenders\u003cbr\u003e• New loan and government programs\u003cbr\u003e• Qualifying requirements\u003cbr\u003e• Credit strategies\u003cbr\u003e• Down payment assistance and zero-down options\u003cbr\u003e• Guidelines for self-employed borrowers\u003cbr\u003e• Bankruptcies and waiting periods\u003cbr\u003e• Refinancing and home equity loans\u003cbr\u003e• Consumer Financial Protection Bureau rules\u003cbr\u003e• The Ability-to-Repay mandate\u003cbr\u003e• And much more\u003c\/p\u003e\u003cp\u003eThis is THE book you need to read before you sign on the dotted line.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e","brand":"AMACOM","offers":[{"title":"Default Title","offer_id":47020887802096,"sku":"9780814438749","price":17.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780814438749_p0.jpg?v=1763745095","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780814438749","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}