{"product_id":"9780988620308","title":"The Cost of Ignorance: What You Don't Know About Performance-Based Insurance Can Save Your Company Millions","description":"THE COST OF IGNORANCE is a riveting novella by business insurance veteran Robert Phelan.The story punctures confusing insurance jargon and introduces a powerful new concept for middle-market companies: a little-known form of insurance known as Performance-Based Insurance™ (PBI) costs less and can save a company millions of dollars over time.\u003cp\u003eThe tale is told through the misadventures of Timothy Franculli, owner of a wholesale manufacturing company that is about to go broke because of escalating liability and health insurance costs. Timothy attends a conference in San Francisco where he runs into an old friend and learns about PBI, a type of insurance that could save his struggling company hundreds of thousands of dollars per year.\u003c\/p\u003e\u003cp\u003eBut there is a catch. Typically, in order to qualify for PBI, a company must have a strong safety culture where worker injuries and accidents are controlled and reasonably predictable. Franculli has a lot of catching up to do after a series of employee injuries the year before caused his worker’s compensation premiums to skyrocket 40 percent.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e","brand":"Voxie Media","offers":[{"title":"Default Title","offer_id":47792246882544,"sku":"9780988620308","price":12.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780988620308_p0.jpg?v=1763893763","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780988620308","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}