{"product_id":"9780996798747","title":"Maximize Your Medicare (2017 Edition): Understanding Medicare, Protecting Your Health, and Minimizing Costs","description":"\u003cp\u003e\u003cstrong\u003e\u003cem\u003eMaximize Your Medicare (2017 Edition)\u003c\/em\u003e\u003c\/strong\u003e\u003cstrong\u003e Now Available\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eMedicare is the cornerstone of retirement planning in the United States.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe reason is simple: healthcare costs, as people age, represent the single largest threat to a persons financial and personal well-being. It affects more than a single person. Family members and those that support the individual are all inevitably affected.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eThe Rules Are Complicated\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThe reason that people misunderstand Medicare is that while the language looks the same as other health insurance, but it actually works differently, in important ways.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e \u003cli\u003eEnrollment eligibility\u003c\/li\u003e \u003cli\u003eLate enrollment penalties\u003c\/li\u003e \u003cli\u003eSeparate health and prescription drug components\u003c\/li\u003e \u003cli\u003eFinancial assistance at federal and state levels\u003c\/li\u003e \u003cli\u003eSpecial enrollment exceptions\u003c\/li\u003e\n\u003cbr\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eMaximize Your Medicare\u003c\/em\u003e is written so that consumers understand the wide variety of choices they have, and when they should choose. \u003cem\u003eMaximize Your Medicare\u003c\/em\u003e also points out the pitfalls that one can avoid, if and only if the consumer understands the rules correctly. While intimidating and confusing to many, Medicare rules largely favor the consumer, as long as the consumer fully understands those rules.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eSelection is Complicated\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThere are a wide variety of choices available, and some of those choices change every year. \u003cem\u003eMaximize Your Medicare\u003c\/em\u003e clarifies the key differences among the choices. The eleganceof Medicare is that it does not discriminate: every person has the exact same rights and options when first turning 65 years old.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThat does not mean that every person will choose the same path. The number of combinations that can influence “what is best for you” is too large to count. Among these factors are:\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e \u003cli\u003eFinancial resources\u003c\/li\u003e \u003cli\u003ePersonal \/ family health history\u003c\/li\u003e \u003cli\u003ePrescriptions required\u003c\/li\u003e \u003cli\u003eHealthcare provider access\u003c\/li\u003e\n\u003cbr\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cem\u003eMaximize Your Medicare\u003c\/em\u003e provides real-life examples, called “This Happens,” which highlight both the mistakes that people have made in the past, and the excellent outcomes when the consumer considers his\/her situation thoroughly.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eThe Rules Are Not Enough\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eThere are 57 million Medicare beneficiaries, and approximately 10,000 turn 65 every day, something that will continue for the next two decades. While it may be convenient for others to claim that they can “fix” or “improve” Medicare, the demographic and fiscal reality is that this single issue will be on the top of the national agenda.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWhile convenient to “find someone else to blame” for the lack of complete information available, \u003cem\u003eMaximize Your Medicare\u003c\/em\u003e is written so that the consumer (and those around him\/her) can deal with Medicare in a practical, well-reasoned way. \u003cem\u003eMaximize Your Medicare\u003c\/em\u003e is written with the idea that every stakeholder (the Medicare consumer, physician, hospital, pharmaceutical, attorney, etc) is acting rationally, within the rules that they must follow. \u003cem\u003eMaximize Your Medicare\u003c\/em\u003e is a guide to help consumers, within those same set of complex rules.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eAbout the Author\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eMr. Oh is a nationally-recognized Medicare expert, one of three expert panelists on MyMedicareAnswers.com, powered by one of the nation’s largest Medicare carriers. He has appeared in person in front of seniors, professionals, and companies. He has been quoted in the national press (USA Today, nasdaq.com), and on talk radio stations. Mr. Oh is a graduate of the University of Michigan (Ann Arbor), and the Booth School of Business at The University of Chicago.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eYou can find further information online: www.maximizeyourmedicare.com\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e","brand":"GH2 Publishing Group, LLC","offers":[{"title":"Default Title","offer_id":47024359768304,"sku":"9780996798747","price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9780996798747_p0.jpg?v=1763954187","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9780996798747","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}