{"product_id":"9781422217610","title":"Banking Basics","description":"\u003cp\u003eBanks keep your money safe and offer an alternative to carrying piles of money around with you all the time.\u003c\/p\u003e\u003cp\u003eThe first banks were religious temples in Greece that let merchants store their money and cash in notes at other temples, instead of carrying around coins.\u003c\/p\u003e\u003cp\u003eIn the United States, the first bank was started by Alexander Hamilton in 1791, but it wasn't until the 1860s that a standardized, national banking system was developed.\u003c\/p\u003e\u003cp\u003eToday, the Federal Reserve (Fed) monitors and regulates all the banks in the country.\u003c\/p\u003e\u003cp\u003eChecks act like bill notes that allow you to transfer money from one bank account to another.\u003c\/p\u003e\u003cp\u003eElectronic banking lets you access your account 24 hours a day-not just when the banks are open during business hours.\u003c\/p\u003e\u003cp\u003eBalancing your checkbook is important to make sure you don't spend money you don't have.\u003c\/p\u003e\u003cp\u003eWhile checking accounts give you easy access to money you want to spend almost every day, saving accounts let you save money while earning interest.\u003c\/p\u003e\u003cp\u003eLearn all this and more in Banking Basics.\u003c\/p\u003e","brand":"Mason Crest Publishers","offers":[{"title":"Default Title","offer_id":47036142878960,"sku":"9781422217610","price":22.95,"currency_code":"USD","in_stock":false}],"url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781422217610","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}