{"product_id":"9781483523545","title":"The Book of Answers for Federal Employees and Retirees - New 4th Edition","description":"The Book of Answers contains complete answers, expert advice and guidance for questions, situations or life events that a federal employees or retirees experience, leading this publication to be appropriately nicknamed, \"The What If Book.\"\u003cbr\u003e\u003cbr\u003eWhat if? - it’s a question we have heard time and again from our readers who simply don't know what effect a change in status (marriage, divorce, illness, outside work, leaving government, etc.) will have on their government job and benefits.\u003cbr\u003e\u003cbr\u003eWhat if I get married-or divorced? What if I leave government before I'm eligible to retire? What if I want to supplement my government salary with outside income? What if I'm sidelined by a serious medical problem? What if I come back to work after retirement? The list goes on and on. Yet there has never been a resource designed to directly address these questions as they are really asked. Until now.? The Book of Answers takes a special type of perspective at federal benefits, describing what happens and what to do as a federal employee, retiree or family member when major life events occur.\u003cp\u003eThe various federal benefits all have special rules that apply in certain life situations, including some with deadlines that, once missed, can't be waived. These federal programs include health insurance, life insurance, retirement, the Thrift Savings Plan, Social Security, and more. And there are even some changes that occur at certain ages without a triggering life event, such as the decrease in the supplementary life insurance under FEGLI Basic between ages 35 and 45, or a potential decrease in that coverage after age 65, for example.??\u003cbr\u003e\u003cbr\u003eThe Book of Answers presents a mix of practical information plus insight gleaned from our long experience in talking with employees and retirees about their most serious and important concerns. It all came down to one big what if question:??What if there were a book that answered those questions? Well, here it is!\u003c\/p\u003e\u003cp\u003e Take a look at just some of the questions that this valuable book answers:\u003c\/p\u003e\u003cp\u003eSection I—Life Events\u003cbr\u003eWhat If I Hit a ‘Magic Number’?\u003cbr\u003eWhat If My Family Members Marry or Hit Magic Numbers?\u003cbr\u003eWhat If I Get Married as an Active Employee?\u003cbr\u003eWhat If I Get Married After Retirement?\u003cbr\u003eWhat If We Adopt or Have a Child?\u003cbr\u003eWhat If I’m Divorced or Separated?\u003cbr\u003eWhat If I Move?\u003cbr\u003eWhat If I Die or a Family Member Dies?\u003c\/p\u003e\u003cp\u003eSection II—Financial Issues\u003cbr\u003eWhat If I Have a Financial Emergency?\u003cbr\u003eWhat If I Want to Supplement My Salary?\u003cbr\u003eWhat If I’m Offered a Gift?\u003cbr\u003eWhat If I Accumulate Frequent Traveler Credits on Official Travel?\u003cbr\u003eWhat If I’m Offered a Buyout?\u003cbr\u003eWhat If I Have a Financial Claim Against My Agency?\u003cbr\u003eWhat If I Owe Money?\u003c\/p\u003e\u003cp\u003eSection III—Medical Issues\u003cbr\u003eWhat If I or Family Members Have a Medical Emergency?\u003cbr\u003eWhat If I Exhaust My Leave?\u003cbr\u003eWhat If I Have a Life-Threatening Condition?\u003cbr\u003eWhat If I’m Disabled?\u003c\/p\u003e\u003cp\u003eSection IV—Benefits Issues\u003cbr\u003eWhat If I Go on Extended Leave Without Pay?\u003cbr\u003eWhat If I Go on Extended Leave for Military Service?\u003cbr\u003eWhat If There’s an Emergency Situation?\u003cbr\u003eWhat If I Want To Change or Drop My Life Insurance Coverage?\u003cbr\u003eWhat If I Want to Change or Drop My Health Insurance Coverage?\u003cbr\u003eWhat If I Want to Change or Drop My Dental or Vision Coverage?\u003cbr\u003eWhat If I Want To Change or Drop My Long Term Care Coverage?\u003cbr\u003eWhat If I Want to Name or Change Beneficiaries?\u003cbr\u003eWhat If My Claim Was Denied?\u003cbr\u003eWhat If I Need Help?\u003c\/p\u003e\u003cp\u003eSection V—Retirement Issues\u003cbr\u003eWhat If I Leave Government Before Retirement Eligibility?\u003cbr\u003eWhat If I’m Offered Early Retirement?\u003cbr\u003eWhat If I Retire?\u003cbr\u003eWhat If I Don’t Get My Annuity Payment On Time?\u003cbr\u003eWhat If I Return to Government Employment after Retiring?\u003cbr\u003eI Return to Government Employment after Retiring?\u003cbr\u003eI Retired With a Buyout?\u003cbr\u003eI Retired on Disability?\u003cbr\u003eMy Reemployment Ends?\u003cbr\u003eI Die While Reemployed?\u003c\/p\u003e","brand":"BookBaby","offers":[{"title":"Default Title","offer_id":47162927022320,"sku":"9781483523545","price":8.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781483523545_p0.jpg?v=1763629198","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781483523545","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}