{"product_id":"9781483549293","title":"Loan Modifications, Foreclosures and Saving Your Home: With an Affordable Loan Modification Agreement","description":"Foreclosure defense attorney Carl E. Person devotes this video to explaining how and why the best, most effective defense in most 1-4 unit residential foreclosures (whether owner-occupied or investor-owned) consists of 3 persons: (1) an experienced foreclosure defense attorney located anywhere in the United States; (2) a highly-skilled loan processor working for and under the direct supervision of the attorney; and (3) a local lawyer with an office in or near the county in which the mortgaged property is located.  Person explains how the difficulties in obtaining a competent and willing lawyer locally in the nation's 3,100 counties has resulted in this 3-person team, and what their respective functions are.  Person explains that most foreclosures since 2009 could have been avoided if the homeowners had defended the foreclosure with this 3-person team.  This book is an expansion of Mr. Person's YouTube video posted on January 25, 2015, giving additional information not possible to provide in the 27-minute video. Also, Mr. Person has added a list with descriptions and links for his foreclosure-related videos.  The table of contents provides:  Background of Carl E. Person  Introduction  Some Basic Information  Purpose of Attorney's Work is to Encourage the Plaintiff to Settle the Action through Agreeing to an  Affordable Loan Modification Agreement  The Importance of Retaining the Right Attorney Cannot be Overstated  Why It is Difficult to Find a Suitable Foreclosure Defense Attorney  Additional Videos and e-booklet with Forms by Carl E. Person How to Find a Suitable Foreclosure Defense Attorney  Background Discussion about  Loan Modification Businesses  Loan Processors Skilled in Processing  Loan Modification Applications - with an Attorney Handling Legal Issues  Securitization Audits Are of Far Less than They Appear and Are Often Far Overpriced  Avoid Real Estate (Transactional) Attorneys  Be Wary of Bankruptcy and Bankruptcy Lawyers and Make Sure You Use Bankruptcy Only When Necessary  Attorneys Offering to Handle a Foreclosure Action at  $500 to $1,000 per Month - May Have No Interest in  Obtaining an Affordable Loan Modification Agreement  The Solution for Homeowners  National Settlement Agreement of 2\/9\/12  Federal Mortgage Programs including HAMP, HARP, Government Sponsored, and In-House  Most Loan Processors Are Not Skilled or Licensed to Make Related Legal Decisions  Homeowner Needs to Hire Foreclosure Defense Attorney Who Works with a Skilled   Some Questions You Should Ask to Help You Determine the Knowledge and Skill of an Attorney You Are Considering  In Conclusion as to Homeowners in the Judicial-Foreclosure States  For Homeowners in the Non-Judicial Foreclosure States   Procedure for Homeowners in Non-Judicial States to Defend Their Home against Foreclosure and Sale  Loss Mitigation Options  Final Summary  Additional Videos and e-booklet with Forms by Carl E. Person","brand":"BookBaby","offers":[{"title":"Default Title","offer_id":47181876003056,"sku":"9781483549293","price":1.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781483549293_p0.jpg?v=1763630103","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781483549293","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}