{"product_id":"9781483552491","title":"Free \u0026 Clear, Standing \u0026 Quiet Title: 11 Possible Ways to Get Rid of Your Mortgage","description":"The author, a foreclosure defense attorney and graduate of Harvard Law School, explains 11 ways in which a homeowner possibly can win his mortgaged property free and clear of the bank's asserted mortgage lien. This result is not possible or practicable in most situations, but it is important for  homeowners and attorneys to understand when they are looking at a free and clear potential. To understand how free and clear is sometimes obtainable, the author explains how to defend a foreclosure action in the 22 judicial-foreclosure states, and how to defend against a threatened foreclosure sale in the 28 non-judicial foreclosure states. Foreclosure defense of both types involves the important issue of standing to file and pursue a foreclosure as well as the standing to notice and proceed with a non-judicial foreclosure sale. The author explains how a Quiet Title Action by the homeowner is the way to defend against a threatened foreclosure in non-judicial states, and that in judicial-foreclosure states the bank, loan servicer or investor in the note has to sue. In spite of this dramatic difference, the issues are pretty much the same. The author explains the remedies available to the mortgagor after the mortgaged property has been sold. One of the main barriers to getting or accepting competent legal services is a misunderstanding of various popular foreclosure issues, and the author describes these issues and explains why they are not very helpful and can deter the homeowner from focusing on the issues having far more likelihood of success. The e-book will help homeowners and their owners analyze what needs to be done, and certain pitfalls to avoid.  Table of Contents:  Introduction  Author is an Experienced  Foreclosure Defense Attorney  Foreclosures Starting in 2008  \"I Owe the Bank. What Can I Do?\"  Judicial Foreclosure States and  Non-Judicial Foreclosure States  Foreclosures in Judicial  Foreclosure States  What the Foreclosure Defense Attorney Should Be Trying to Do In a Judicial-Foreclosure State  When Free and  Clear Is  a Possibility  11 Possible Ways to Obtain Free and Clear  Free and Clear Does Not Include Other Matters Frequently Raised  by Non-Lawyers  Dealing with Concept that the Mortgage Follows the Note  There Are No Wrongful Foreclosure Actions in a Judicial-Foreclosure State  Defending Threatened  Foreclosure Sales in  Non-Judicial States  If Your Home Was  Sold through Foreclosure  in a Non-Judicial State,  Consider a Wrongful  Foreclosure Action  The Importance of  the Quality of Your  Complaint or Answer Cannot Be Overstated  Recent Cases Awarding Damages to Homeowners  Statute of Limitations  and Proof\/Evidentiary  Problems as to Wrongful  Foreclosure Actions  Reviewing What I've Said  Other eBooks  by Carl E. Person  Foreclosure-Related YouTube Videos by Carl E. Person   APPENDIX  List, Description and Links to Foreclosure- Related YouTube  Videos by Carl  E. Person","brand":"BookBaby","offers":[{"title":"Default Title","offer_id":47131369930992,"sku":"9781483552491","price":1.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781483552491_p0.jpg?v=1763630137","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781483552491","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}