{"product_id":"9781483557113","title":"Self Employment and No College","description":"College, at a cost of up to $75,000 per year or so for some students (when taking most costs into account, including personal costs, but not lost employment), is priced through the American student-loan system far in excess of the value of a degree for most college graduates, who find out too late that a degree costing $50,000 to $250,000 too often results in a job paying only $10 to $20 per hour, which cannot pay off a student loan of $50,000 (or $60,000 with accrued interest by the time the student starts working). A salary of $20\/hour amounts to $750\/week (35 hours), or about $500\/week after various deductions, or $2,150\/month. To service a $60,000 loan at 6% interest repayable over 10 years amounts to $555.10 per month, or 26% of the $2,150\/month net amount received by the employee, leaving the employee with only $1,595, which is not enough to cover the cost of living for most individuals in any city in the United States. Education through the American regulatory system is terribly over-priced and needs to be avoided by many or most prospective college students, as this book will explain.","brand":"BookBaby","offers":[{"title":"Default Title","offer_id":47144594866416,"sku":"9781483557113","price":2.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781483557113_p0.jpg?v=1763630396","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781483557113","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}