{"product_id":"9781505490893","title":"Buying First Home: Tips, First Home Owners Grant \u0026 First Mortage Guide, Home Buying Process","description":"Buying your first home is somehow the best decision you will ever make in your life. However, the process of acquiring your first home is not as easy as you may think. \u003cp\u003eYou might be ready to own a home, but lack an idea about where to start and what steps to follow. Buying a home, being a major decision in life requires sufficient attention. \u003c\/p\u003e\u003cp\u003eIt should be planned, researched and budgeted appropriately. \u003c\/p\u003e\u003cp\u003eIf you are ready to buy your first home, this book will take you through the home buying process and give you important tips about your dream of owning a home. \u003c\/p\u003e\u003cp\u003eIt will serve as an ultimate guide for a first home buyer who is ready to become a homeowner. Read it and let it assist you to make a wise decision.\u003c\/p\u003e\u003cp\u003eWhat You'll Get Inside:\u003c\/p\u003e\u003cp\u003eCHAPTER 1. BUYING YOUR FIRST HOME TIPS \u003c\/p\u003e\u003cp\u003eWhat kind of home meets your expectations? \u003cbr\u003eLocation \u003cbr\u003eSpace and Basic home amenities \u003cbr\u003eConstruction and exterior design \u003cbr\u003eSpecific home features \u003cbr\u003eMortgage eligibility \u003cbr\u003eConsider your budget \u003cbr\u003eWho will assist you throughout the home search and purchase process?\u003cbr\u003eExplore Mortgage options \u003cbr\u003eHire a surveyor or solicitor \u003cbr\u003eAlways inspect a home before making an offer \u003cbr\u003eLearn how to make offers \u003cbr\u003eMake sure you understand all terms and conditions before signing any document \u003c\/p\u003e\u003cp\u003eCHAPTER 2. THE HOME BUYING PROCESS\u003c\/p\u003e\u003cp\u003eHave your down payment ready \u003cbr\u003eMeet the criteria for Mortgage award \u003cbr\u003eMake up your mind on Where and what to buy \u003cbr\u003eFind a Real Estate Agent \u003cbr\u003eVisit Available Properties \u003cbr\u003eMaking the offer \u003cbr\u003eSecure the Mortgage \u003cbr\u003eConduct Home Inspections \u003cbr\u003eObtain Insurance \u003cbr\u003eClose \u003cbr\u003eMove in \u003c\/p\u003e\u003cp\u003eCHAPTER 3. FIRST HOME OWNERS GRANTS AND MORTGAGE\u003c\/p\u003e\u003cp\u003eMortgage \u003cbr\u003eMortgage payment \u003cbr\u003eFixed-rate mortgages \u003cbr\u003eGrants for first time home buyers \u003cbr\u003eMAJOR UPFRONT COSTS \u003cbr\u003eDown payment \u003cbr\u003eValuation fee \u003cbr\u003eSurveyor's fee \u003cbr\u003eLegal fees \u003cbr\u003eElectronic transfer fee \u003cbr\u003eStamp duty \u003cbr\u003eLack of pre-approval \u003cbr\u003eFailure to conduct research \u003cbr\u003eInadequate knowledge about the sales process \u003cbr\u003eNot exploring the property in detail before buying \u003cbr\u003eNot selecting the right location \u003cbr\u003eFailure to perform inspection \u003cbr\u003ePoor management of decisions \u003cbr\u003eAvoid negative emotions \u003cbr\u003eDon't go beyond your budget \u003c\/p\u003e\u003cp\u003eTake a Sneak Peak Inside (page 21):\u003c\/p\u003e\u003cp\u003e\"Would you like to purchase your first home, but you fear that you cannot afford your dream home at the moment? Right, don't worry any more. Keep your dream of owning a new home alive, we have good news for you. Think about grants and mortgage for first home owners. Grants and mortgages are sources of funding that are meant to help you meet the costs of purchasing a home.\u003c\/p\u003e\u003cp\u003eMortgage\u003c\/p\u003e\u003cp\u003eA mortgage is a loan borrowed from a bank or any financial institution by a property buyer. The loan is secured by the property being purchased. A mortgage is an essential source of funding that helps first time home buyers meet their dreams of owning a home. With a mortgage, you don't have to pay the whole amount at once in order to own a property. You make a certain deposit and the remaining amount can be cleared in installments. In simple terms, it's like the mortgage company purchases the property and then sells it to you. They pay the seller cash and the ownership is transferred to you.\"\u003c\/p\u003e","brand":"CreateSpace Publishing","offers":[{"title":"Default Title","offer_id":47032681103600,"sku":"9781505490893","price":17.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781505490893_p0.jpg?v=1763713632","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781505490893","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}