{"product_id":"9781605010885","title":"Seize Your Power: How to Stop Debt Collectors NOW","description":"\u003cp\u003e\u003cstrong\u003eAbout the Author\u003c\/strong\u003e\u003c\/p\u003e  \u003cp\u003eSergei Lemberg is a nationally recognized expert in fair debt collection   practices, lemon law, and other consumer law.\u003c\/p\u003e  \u003cp\u003e\u003cstrong\u003eIntroduction\u003c\/strong\u003e\u003c\/p\u003e  \u003cp\u003eAmerica is in a debt collection crisis. Consumers owe more debt than ever,   have fewer assets than ever with which to pay it, and debt collectors and their   lawyers are getting more aggressive by the day in trying to collect it. Analysts   will be pontificating for years, but it wasn't that long ago when – on paper at   least – our assets painted a rosy picture. The stock market was booming, home   values were skyrocketing, 401(k)s were going through the ceiling, and everyone   believed there was no end in sight. People weren't saving money, and were   spending more than they made. Predatory lenders were offering   too-good-to-be-true deals on everything from sofas and cars to home loans and   vacation rentals. Not anymore.\u003c\/p\u003e","brand":"MobileReference","offers":[{"title":"Default Title","offer_id":47147876712688,"sku":"9781605010885","price":0.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781605010885_p0.jpg?v=1763829978","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781605010885","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}