{"product_id":"9781786604811","title":"The Future of Retail Financial Services: What Policy Mix For a Balanced Digital Transformation?","description":"In recent years, the digitalisation of retail financial services – retail payments, current\/savings accounts, consumer\/housing credit, car insurance, property insurance and health insurance – has accelerated significantly. While policy-makers are gradually creating the necessary conditions to strengthen this digital transformation, there remain numerous policy issues and unanswered questions to resolve. Against this background, CEPS-ECRI formed a Task Force to explore four specific core questions:\u003cbr\u003e\u003cul\u003e\n\u003cli\u003eWhat type of level playing field is needed to ensure a successful transitions to the digital transformation?\u003c\/li\u003e\n\u003cli\u003eWhat are the opportunities and risks related to big (alternative) data and increasingly sophisticated algorithms?\u003c\/li\u003e\n\u003cli\u003eWhat kind of regulatory framework is the most appropriate for pre-contractual information duties in a digital era?\u003c\/li\u003e\n\u003cli\u003eHow can the regulatory framework for digital authentication be improved?\u003c\/li\u003e\n\u003c\/ul\u003eThis report presents the findings of the Task Force, based on discussions among the members, led by the Chairman Kim Vindberg-Larsen, a FinTech entrepreneur. These findings are substantiated and elaborated via in-depth research carried out by Sylvain Bouyon, CEPS-ECRI Research Fellow.","brand":"Dutton Penguin Group USA","offers":[{"title":"Default Title","offer_id":47140077043952,"sku":"9781786604811","price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781786604811_p0.jpg?v=1769893502","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781786604811","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}