{"product_id":"9781853396885","title":"The Poor and Their Money: Microfinance From a Twenty-First Century Consumer's Perspective","description":"\u003cp\u003eIt is generally believed that microfinance revolution was led by NGOs, donor agencies, and more recently banks who offer poor people financial services. But what can we learn from the ways that poor people already manage their money? What are the essential elements that they prize so much that they are willing to pay high interest rates to money lenders, or spend time and energy setting up elaborate savings clubs? \u003ci\u003eThe Poor and Their Money\u003c\/i\u003e emphasizes the pivotal role of savings in the lives of the poor, and in so doing overturns the common misconception that they are “too poor to save”.\u003c\/p\u003e\u003cp\u003eBuilding on the huge acclaim that followed its first publication, the second edition of \u003ci\u003eThe Poor and Their Money\u003c\/i\u003e brings readers up to date with microfinance developments in the twenty first century, including India’s self-help group movement, village banks, and microfinance on Wall Street. It also describes the most detailed accounts to date of poor people’s day-to-day financial strategies—their financial diaries.\u003c\/p\u003e\u003cp\u003eThe book’s clarity and lack of jargon make it appealing not only to microfinance students and practitioners, but to general readers as well.\u003c\/p\u003e","brand":"Practical Action Publishing","offers":[{"title":"Default Title","offer_id":47047149912304,"sku":"9781853396885","price":31.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781853396885_p0.jpg?v=1763597378","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781853396885","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}