{"product_id":"9781939924162","title":"Personal Finance For Beginners In 30 Minutes, Volume 1: How to cut expenses, reduce debt, and better align spending \u0026 priorities","description":"\u003cp\u003eUPDATED! If you are looking for a common-sense approach to personal finance and money management, then \u003ci\u003ePersonal Finance For Beginners In 30 Minutes, Vol. 1\u003c\/i\u003e is for you! In just a half-hour, you'll pick up practical tips and even a few tricks that will help you control spending, reduce debt, and take a smarter approach to managing your financial resources.\u003c\/p\u003e\u003cp\u003e\u003ci\u003ePersonal Finance For Beginners In 30 Minutes, Vol. 1\u003c\/i\u003e does not feature heavy-duty financial jargon or gimmicky \"easy money\" schemes. Instead, the guide uses \u003cb\u003ecommon sense\u003c\/b\u003e, \u003cb\u003eeasy-to-understand language\u003c\/b\u003e, and \u003cb\u003elots of examples\u003c\/b\u003e that show you how to cut expenses and save more money for the things that really matter in life. Examples from three colleagues (Frank, Jordan, and Stephanie) are used to illustrate various spending scenarios in every chapter of the book. Even though they have the same salaries, their financial situations are vastly different owing to the choices they make.\u003c\/p\u003e\u003cp\u003eTopics include:\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAligning spending with priorities\u003c\/li\u003e\n\u003cli\u003eIncome, assets, and equity\u003c\/li\u003e\n\u003cli\u003eFlexible vs. fixed expenses\u003c\/li\u003e\n\u003cli\u003eLimiting luxury spending and online shopping\u003c\/li\u003e\n\u003cli\u003eHow to shave thousands off of telecommunications and utility bills\u003c\/li\u003e\n\u003cli\u003eCutting car costs\u003c\/li\u003e\n\u003cli\u003eRefinancing explained\u003c\/li\u003e\n\u003cli\u003eDealing with credit card debt\u003c\/li\u003e\n\u003cli\u003eOnline banking and alternative payment systems\u003c\/li\u003e\n\u003cli\u003eUsing software to track expenses and budgets\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eThe ultimate goals of \u003ci\u003ePersonal Finance For Beginners In 30 Minutes, Vol. 1\u003c\/i\u003e are to help you understand your finances, cut costs, and make sensible decisions about spending which are aligned with your life priorities. Some of the tips can help you start saving hundreds or even thousands of dollars on everything from cable TV to credit cards.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWhat real readers are saying about this guide:\u003c\/b\u003e\u003c\/p\u003e\u003cp\u003eR. Smith: \u003ci\u003e\"The biggest takeaway that I used was setting financial priorities. I found that my wife and I have similar priorities that was a load off my mind. It appears as I am right on track wit h budget as it pertains to this book. I'm ordering book two to see if there are more things I can use in that volume.\"\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eJ.W. Martin: \u003ci\u003e\"I had my 11 year old read after I read so we could discuss. This presented ideas for him to start to explore as we teach both our sons the reality of personal economics.\"\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eT. Allen: \u003ci\u003e\"Very helpful. I really enjoyed the three examples and how they were used over and over. Lots of clear, easy-to-understand advice.\"\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003e'Spongy': \u003ci\u003e\"Few other personal finance publications mention life priorities but as Franklin Covey said, 'Begin with the end in mind.' It has examples and charts and hyperlinks to help the beginner dig further. Anyone can benefit from the flexible expenses chapter. The fixed expense is an eye opener. The chapter on credit card debt is painful in its honesty.\"\u003c\/i\u003e\u003c\/p\u003e\u003cp\u003eThe second book in this personal finance series covers retirement, investments, insurance, and other financial planning issues. For more information, see \u003ci\u003ePersonal Finance For Beginners In 30 Minutes, Vol. 2\u003c\/i\u003e (ISBN: 9781939924414).\u003c\/p\u003e\u003cp\u003e\u003ci\u003ePersonal Finance For Beginners In 30 Minutes, Vol. 1\u003c\/i\u003e is authored by Ian Lamont, an award-winning business and technology journalist and digital media entrepreneur.\u003c\/p\u003e\u003cp\u003e\u003cb\u003eDisclaimer\u003c\/b\u003e: Personal Finance For Beginners In 30 Minutes, Vol. 1 is not a substitute for professional financial advice. This guide will not rescue people who are deep in debt, or are facing major life events, such as heavy-duty medical expenses or bankruptcy. If you have a complicated financial situation, or need advice on how to handle a financial crisis, you should contact an accountant, certified financial planner, or lawyer who specializes in tax or financial issues. IN 30 MINUTES Guides are not affiliated with \"For Dummies\" books or any other publication or series.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e","brand":"In 30 Minutes® Guides","offers":[{"title":"Default Title","offer_id":47063324098800,"sku":"9781939924162","price":9.99,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9781939924162_p0.jpg?v=1763666796","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9781939924162","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}