{"product_id":"9789351500421","title":"The Synergy of Microfinance: Fighting Poverty by Moving Beyond Credit","description":"\u003cp\u003eThe Synergy of Microfinance underlines the significance of innovative financial and risk management tools and non-financial complementary services by microfinance institutions in poverty alleviation. It undertakes a nuanced analysis of financial instruments— microcredit, microsavings, microinsurance, microleasing and payment systems for money transfer— and non-financial services such as social intermediation, livelihood promotion and access to broader market place. \u003c\/p\u003e\u003cp\u003eGiven the diminished expectations on microcredit impact, the book highlights results from randomized control trial (RCT)-based studies around the world. It argues that exclusive access to microcredit alone may not suffice in alleviating poverty on a mass scale and could pose a financial risk for poor households or households that over-borrow. There is also a discussion on the Andhra Pradesh microfinance crisis of 2010, and the developments that took place in its aftermath.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e","brand":"SAGE Publications","offers":[{"title":"Default Title","offer_id":47064269488368,"sku":"9789351500421","price":49.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0737\/7593\/9824\/files\/9789351500421_p0.jpg?v=1763674161","url":"https:\/\/shop-qa.barnesandnoble.com\/products\/9789351500421","provider":"Barnes \u0026 Noble (DEV)","version":"1.0","type":"link"}