Credit & Borrowing

This guide provides a clear explanation of how credit works, including special sections on credit cards, credit reports, and managing loans. The guide also discusses the warning signs of unmanageable debt and how to avoid debt in the first place.
Table of Contents: Using Credit, Building Good Credit, Credit Histories, Choosing a Credit Card, Your Monthly Statement, Protecting Your Card Rights, Loans, The Substance of a Loan, Taking a Mortgage Loan, Mortgage Rates, Home Equity Borrowing, Borrowing for Education, Borrowing From Your 401(k), Managing Debt, Coping with Problems, Glossary.