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Lawrence Russell and Company

Buyers Guide to Low Cost No Load Mutual Funds

Buyers Guide to Low Cost No Load Mutual Funds

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Fall 2013 Edition -- Updated November 2013

With this book, you can easily find the lowest cost and most broadly diversified noload mutual funds that are available for direct purchase without having to pay a financial advisor. This ebook lists over 200 of the most cost-efficient no load mutual funds organized into 30 asset classes and explains why a very low cost lifetime index investment strategy is preferable.

This book's content are:

1) Overview, objectives, and perspective

2) Rational investment fund selection
* Never pay adviser sales loads or 12b-1 fees
* Choose funds with the lowest management fees
* Select funds with the lowest portfolio turnover
* Avoid large actively managed funds
* Choose mature investment funds
* Avoid very small investment funds
* Screen to eliminate significantly inferior fund performance

3) The lowest cost no load mutual funds available for direct purchase (200+ funds in 30 categories)
* Global and International Stock Mutual Funds
* US Total Market & Multi-Cap Stock Mutual Funds
* US Domestic Stock Mutual Funds by Market Capitalization
* Global/International Bond Mutual Funds
* US Taxable Bond Mutual Funds
* Municipal Bond Mutual Funds
* Real Estate/REOC/REIT Mutual Funds
* Money Market Mutual Funds

Chapter 4: Buying no load mutual funds
* Where to purchase investment funds
* Buy mutual funds from companies doing business directly with the public
* Do not purchase funds through high cost channels
* The financial services industry and the cost of financial advisors
* Too few low cost funds & Far too many high cost funds
* Vanguard and Fidelity
* Do your research and do it BEFORE you buy
* Buy funds only to implement a very long-term buy-and-hold-and-hold strategy
* How many investment funds should I own?
* Should I invest in dividend stock funds?
* Target date mutual funds may not be your best choice

5) Bond and cash investment fund considerations
* Invest in fixed income securities through low cost bond index funds
* Bond mutual fund fees
* Scarce low-cost international bond index mutual funds
* Screening cash investment funds
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