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Linda Ricker
Personal Bankrupcy
Personal Bankrupcy
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No one ever expects to have to go through bankruptcy. If you discover that you are faced with bankruptcy, this article can help you know what you should do.
Don't use credit card to pay off your taxes before filing for bankruptcy. In many areas of the country, this debt will not be dischargeable, and in the end you will be left owing the IRS a big sum of money. This means using a credit card is not necessary, since bankruptcy will discharge it.
You shouldn't dip into your retirement savings unless there is nothing else you can do. Although you may need to tap into your savings, ensure that you leave enough in your account for emergencies.
Never lie about anything in your petition for bankruptcy.
Don't use credit card to pay off your taxes before filing for bankruptcy. In many areas of the country, this debt will not be dischargeable, and in the end you will be left owing the IRS a big sum of money. This means using a credit card is not necessary, since bankruptcy will discharge it.
You shouldn't dip into your retirement savings unless there is nothing else you can do. Although you may need to tap into your savings, ensure that you leave enough in your account for emergencies.
Never lie about anything in your petition for bankruptcy.
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