Live Smart. Eliminate Debt. Build Wealth.

It was a crisp, cool day in late December 2011 when the email arrived. The email seemed benign at first, but it would serve as the wake-up call we so desperately needed, yet were hardly prepared for. We were $40,000 in debt, had a $400,000 mortgage, and no savings. That afternoon in our living room, we committed to ending the chaos, and started a financial transformation. In a little over 2 years, our family of 5 went from $40,000 in debt to over $100,000 in savings.

First, we found out how to LIVE SMART; optimizing our lifestyle by reducing our expenses more than 50%. This helped us to quickly ELIMINATE DEBT, and paved the way for us to BUILD WEALTH. In a little over 2 years, our family of 5 went from $40,000 in debt to over $100,000 in savings. Sounds impossible, right? But we're just ordinary, middle-class folks who made a conscious decision to live differently, allowing us to go from stressed-out debtors to inspired investors. I'm here to tell you that it's very possible; we did it...and so can you!

Part One is The Journey. From that first financial wake-up call to the day we reached our first major savings milestone, I share our story; including the psychological struggles and emotional breakthroughs we had along the way.

Part Two is the “How-To” Guide; the strategies and step-by-step plan we used in our own journey to LIVE SMART, ELIMINATE DEBT and BUILD WEALTH. It’s all here, outlined and ready for you to start NOW.

Just a few of the many topics you’ll find inside:
• How to Reduce Living Expenses by 30-70%
• Maximize Your Income Potential
• Build an Emergency Fund
• Create a Debt-Free Action Plan
• Choose a Simple Investing Strategy to Build Wealth

This book packs a huge practical punch. A small time commitment and a small price tag, but with significant benefits. As you read it, I challenge you to think differently about money than you have in the past. I challenge you to take charge of your financial future like never before. And lastly, I challenge you to...LIVE SMART. ELIMINATE DEBT. BUILD WEALTH.

Bonus External References: Links to the author's website where you'll have FREE access to the debt-free action plans and investment planning spreadsheets described in the book!

Go to www.LauraMDobbins.com to read more about the author.