Just Call Me "Mr. Lucky": An Ethical Will Entwined in an Autobiography

If you were to ask Chuck Friedman why he considers himself so "Lucky," he will tell you he is blessed with a loving wife, two wonderful sons and good health. Besides that he has had three separate, very distinct and enjoyable careers. There have been failures and successes in his life, which like most people has been one long learning experience.
We do not get to pick our parents, but one of the most important factors determining our trajectory in life occurs at the moment of conception. The genes we inherit and the nurturing we receive growing up are major factors in determining the person we become. Some people are more "lucky" than others and in every life some "crap" (Bad luck) happens. A question to ponder; If you had to choose one, would you rather be lucky or smart?