Principles of Risk Management and Insurance

Redja’s Principles of Risk Management and Insurance provides an in-depth examination of major risk themes. Using rich and up-to-date content on the basic concepts of risk and insurance, and introductory and advanced topics in traditional and enterprise risk management, the text is relevant to a wide number of disciplines in the business realm.

Fully updated and revised, the Thirteenth Edition now covers global topics ranging from natural disasters and terrorism, to domestic issues like the ever-evolving Affordable Care Act and Healthcare Reform. Principles of Risk Management and Insurance sets itself apart by placing primary emphasis on insurance consumers and blends basic risk management and insurance principles with consumer considerations, allowing students to apply basic concepts to their own personal risk management and insurance programs.

KEY TOPICS: Risk and its Treatment; Insurance and Risk; Introduction to Risk Management; Enterprise Risk Management and Related Topics; Types of Insurers and Marketing Systems; Insurance Company Operations; Financial Operations of Insurers; Government Regulation of Insurance; Fundamental Legal Principles; Analysis of Insurance Contracts; Life Insurance; Life Insurance Contractual Provisions; Buying Life Insurance; Annuities and Individual Retirement Accounts; Healthcare Reform: Individual Health Insurance Coverages; Employee Benefits: Group Life and Health Insurance; Employee Benefits: Retirement Plans; Social Insurance; The Liability Risk; Auto Insurance; Auto Insurance, Part II; Homeowners Insurance, Section I; Homeowners Insurance, Section II; Other Property and Liability Insurance Coverages; Commercial Property Insurance; Commercial Liability Insurance; Crime Insurance and Surety Bonds

MARKET: For anyone interested in risk management and insurance.