The Money Tree: When You Fail to Plan, You Plan to Fail

Everyone needs and deserves a financial plan, yet most people are not sure where to begin. The Money tree is the ultimate reader's guide... taking readers through the basic key components of a healthy financial plan. Don Wooldridge believes the ideal plan has two prongs: generating revenue and protecting one's assets. The highlights of the book are the author's strong and pragmatic approach to life's difficulties and non-nonsense steps to shifting up the reader's attention and getting them engaged in implementing a process he, personally, has proven to work.

Financial struggles; very few people go through life without them at one point or another.
Everyone wants to tell you what to do with your money, and that doesn't sit so well with us . We've all dealt with this issue, but that's not the purpose of The Money Tree.

The purpose of The Money Tree is to help you understand why you need a plan and how the products you buy should fit your plan. By following a plan, you can make decisions about what insurance or investments you need, and how each product will strengthen your financial security. Financial security is an important point of interest. How do you define it?

• Is financial security the accumulation of money?
• Or, is financial security the protection of money?

The authors leave this up to you to decide for yourself. However, he believes it is both...you first need a plan for the methodical accumulation of money. Once you've achieved that, you need a plan to ensure your money is protected from unforeseen risks. The program I'll describe in the following pages shares with you how to accomplish these goals.

A MoneyTree requires time to grow. It requires feeding and nurturing, just like a real tree. Each step should be completed before you take the next. If you can follow its principles, and let it grow over time, your tree will become strong, healthy, and will flourish. Then, when it is mature, your Money Tree will provide you the security and peace of mind you seek.