An Insider's Guide to Refinancing Your Mortgage

The benefits of refinancing a mortage are legion. If approached wisely, a refinance can lower the interest rate on your existing mortage, saving you a small fortune and allowing you to get your finances back in order. But refinancing can be a tricky business, and choosing the wrong term or rate can cost you thousands of dollars in lost interest and needless closing costs. Fortunately, with the right advice, you can avoid the common traps that can derail your finances.

An Insider's Guide to Refinancing Your Mortgage will help you navigate this complicated world and choose the option that makes the most sense. You will learn why to refinance, when to finance, as well as how to find the best lender, loan officer, and rate. Mortgage expert David Reed takes you step by step through the refinance process and shows how to evaluate your current loan program and compare it with other options. By following Reed's invaluable advice, you will discover: when a refinance is right for you, how to lock in the absolute lowest rate at the lowest cost, how the mortgage process works from the inside, how loan officers get paid, how to identify and avoid the bad guys and predatory lenders, how to negotiate closing costs.

Filled with expert advice, this is the one book that will help you take advantage of all the benefits mortgage refinancing has to offer and save you time, money, and heartache.

About the Author:
David Reed is the author of Mortgages 101, Second Edition; Mortgage Confidential; Your Successful Career as a Mortgage Broker; The Real Estate Investor's Guide to Financing; and Your Guide to VA Loans