The Skinny on the Housing Crisis: What Every Homeowner and HomeBuyer Needs to Know

his is an in-depth look into how America dragged itself into the worst housing and credit crisis since The Great Depression. The reader is introduced to Billy and Beth, and learns about the housing crisis through their experiences with real estate agents, house inspectors, appraisers, mortgage brokers, lenders and attorneys. Each of these encounters is a lesson for any person considering the purchase or sale of a home, investing in real estate or just taking out a mortgage.

We learn how mortgage sales and securitizations became a trillion dollar business, disconnecting the American borrower from the lender and de-humanizing the process.