Living Broke SUCKS!

This book isn't a get rich quick system and it isn't a primer on investing. I'll touch on the subject of investing and what true investing is, including debt as a part of investing. The purpose of this book is to get you thinking about what money is, what it can do for you, what it can't do for you, how much of it you believe you need, how to be comfortable with it and how not to become a slave to it. My biggest wish is that you learn ways to be comfortable with money, how to genuinely enjoy your money and how to get the most utility out of it, no matter how much or how little of it you have.

Too many people are afraid to be honest with themselves about money. They fear that they'll look greedy if they pursue money but at the same time they fear being poor. Some people even fear wealth-believing that wealth is evil or that they aren't deserving of it. The biggest problem that I see in others (and I have been guilty of this myself), is a level of denial and innumeracy. Innumeracy is far different than being financially illiterate. Most adults aren't financially illiterate, they know basic math (2+2=4, 10-6=4, etc.). Innumeracy is when someone does not understand the impact of interest, hidden costs and compounding or they are deluded by percentage numbers. They are innumerate when they want $10 to buy them $20 worth of goods or they "buy now" in anticipation of earning the money tomorrow. All of these topics will be gone over as we move through the book.