Banking Law Manual: Federal Regulation of Financial Holding Companies, Banks and Thrifts

Banking Law Manual, Second Edition is a one volume legal reference on the principles of federal banking regulation for banking institutions, including commercial banks, thrift institutions and bank and thrift holding companies. It provides theoretical analysis and real-world insights and has now been completely rewritten with an exclusive focus on federal banking regulation with thorough updates of the law. Topics discussed include:

•  Rationales for banking regulation
•  Choices among charters
•  Structure of banking organizations
•  Powers of banks and financial holding companies
•  Securities powers of banks
•  Community reinvestment and fair lending laws
•  Geographic expansion of banks
•  Bank mergers
•  Federal deposit insurance
•  Bank supervision
•  Enforcement mechanisms and sanctions
•  Directors and officers
•  Closure and resolution of failed banks and thrifts
•  Collection of receivership assets and satisfaction of receivership claims

Banking Law Manual, Second Edition also incorporates and appraises the changes mandated by the groundbreaking Gramm-Leach-Bliley Act of 1999 on financial services modernization.